Backend Software Engineer II - Consumer Authentication

The Opportunity:At Jetson Home, we simplify the process for homeowners to upgrade their HVAC systems to modern heat pumps through an entirely online platform, providing instant quotes without any pressure. Our financing program plays a pivotal role in attracting customers, and this position is essential in managing and advancing our entire financing ecosyste…

Jetson Home Inc. is developing a consumer financing program tailored to the HVAC sector. This initiative covers five different markets and works with four levels of lenders. The program also integrates with government initiatives and a lending platform designed to scale as the company grows. Role overview The Consumer Financing Coordinator oversees the daily operations of this financing network. This position focuses on maintaining a steady workflow and identifying ways to improve the overall process. Main responsibilities Coordinate activities between lender partners, government programs, internal sales teams, and product development. Support the smooth operation of customer financing, ensuring an efficient experience for all parties involved. Assist with expanding Jetson's lending options as the program grows.

About Clutch At Clutch, we are dedicated to transforming the way individuals buy, sell, and own vehicles. Are you ready to be part of this exciting journey? As the largest car buyer and seller in Canada, Clutch provides a unique digital-first experience, allowing customers to explore thousands of vehicles online, have their selections delivered directly to their homes, and enjoy peace of mind with our 10-Day Money-Back Guarantee. Looking to sell your vehicle? We purchase over $3 million worth of cars daily, offering instant, AI-generated offers every 15 seconds. Selling to us means immediate payment—now that’s the Clutch way! For four consecutive years, we've been featured on The Globe & Mail’s list of Canada’s Top Growing Companies, and have achieved back-to-back recognitions on Deloitte’s Technology Fast 50™ and Fast 500™. We are in search of curious, driven, and hardworking individuals to join our expanding team. Founded in 2017 and headquartered in Toronto, Clutch operates across Ontario, New Brunswick, Nova Scotia, and Prince Edward Island. Our esteemed investors include Altos Ventures, Canaan, FJ Labs, BrandProject, and Upper90. To learn more, visit clutch.ca. Consumer Financing at Clutch: We are on a mission to create a seamless car buying and ownership experience, with financing being a pivotal element in this journey. We are developing our consumer financing capabilities from the ground up to provide customers with a straightforward, transparent method for financing their vehicles, while supporting Clutch’s growth with a scalable and disciplined lending platform. In this role, you will contribute to shaping our lending strategy, risk management framework, and operations as we bring this innovative business to fruition. About the Role: We are looking for an experienced and entrepreneurial Head of Consumer Financing to lead and scale Clutch’s financing operations. This position will be instrumental in building our lending infrastructure, crafting credit strategies, and optimizing portfolio performance. You will play a vital role in defining the future of auto financing in Canada by developing strategies that enhance loan performance, strengthen customer relationships, and promote sustainable growth. This is a unique opportunity for a builder—someone who thrives in dynamic environments and is eager to create something innovative from the ground up. What You’ll Do: Lending Strategy & Originations: Spearhead the development and execution of lending strategies that enhance origination volume, funding efficiency, and credit quality. Establish and refine underwriting criteria, pricing strategies, and...

About Clutch At Clutch, our mission is to transform the way individuals buy, sell, and enjoy their cars. Are you ready to join us? As Canada's leading marketplace for buying and selling vehicles, Clutch provides a digital-first, seamless experience. Customers can explore thousands of cars online, have their selected vehicle delivered directly to their doorstep, and benefit from our 10-Day Money-Back Guarantee. Looking to sell your car? We purchase over $3 million worth of vehicles each day, offering AI-generated quotes every 15 seconds—and when you sell to us, you receive instant payment. That’s the Clutch promise. For four consecutive years, we’ve been recognized in The Globe & Mail’s list of Canada’s Top Growing Companies, along with achieving back-to-back mentions in Deloitte’s Technology Fast 50™ and Fast 500™. We’re on the lookout for curious, dedicated, and ambitious individuals to join our expanding team. Founded in 2017 and headquartered in Toronto, Clutch operates in Ontario, New Brunswick, Nova Scotia, and Prince Edward Island. Our esteemed investors include Altos Ventures, Canaan, FJ Labs, BrandProject, and Upper90. For more information, visit clutch.ca. Consumer Financing at Clutch: Clutch is committed to creating a truly seamless car buying and ownership experience, with financing playing a crucial role in this journey. We are developing our consumer financing capabilities from scratch to provide customers with a straightforward and transparent way to finance their vehicles, while also supporting Clutch’s growth with an efficient, scalable lending platform. In this role, you will help define our lending strategy, risk framework, and operations as we launch this new business unit. About the Role: We are seeking an Operations Manager in Consumer Financing to establish and expand the operational framework behind Clutch’s lending program. This role involves a high level of ownership and requires a hands-on approach to manage key processes, tackle complex challenges, and enhance our systems as we grow. You will collaborate closely with the Director of Consumer Financing and work cross-functionally with teams in Sales, Product, Data, and Finance to build and scale Clutch’s consumer financing business. You will be responsible for the day-to-day execution of core workflows, drive continuous improvements, and help develop the necessary playbooks and tools for scaling. This is an exciting opportunity for someone who thrives in a dynamic environment, embraces uncertainty, and is eager to contribute to building something significant from the ground up.

Join Our Team:We are a renowned agency specializing in toys, consumer products, and promotional items, currently seeking a passionate and driven Analyst/Sales Coordinator to enhance our sales team in Toronto. Ideal candidates include motivated BBA students or recent graduates who are enthusiastic about entertainment licensing, consumer products, animated films, video games, collectibles, comics, fashion trends, and innovative marketing strategies.Key Responsibilities:Support the sales and demand planning team with precise forecasting and analysis.Utilize Microsoft Excel for detailed retail sales analysis and reporting.Contribute to the preparation and analysis of business plans.Oversee product sample inventory management.Coordinate shipments of samples to sales representatives and distribution partners.Investigate the latest trends and insights in licensed consumer products across various platforms including social media and blogs.Conduct competitor analysis focusing on distribution channels and product launches.Collaborate with account and creative teams to devise engaging product-based sales promotions.Document meeting summaries and reports effectively.Provide administrative support as required.

Join Clutch: Shaping the Future of Car Ownership At Clutch, we are dedicated to transforming the way individuals buy, sell, and own vehicles. Are you ready to make an impact? As Canada's premier platform for buying and selling cars, Clutch provides a seamless, digital-first experience. Customers can explore a vast selection of vehicles online, have their chosen car delivered directly to them, and benefit from our 10-Day Money-Back Guarantee for peace of mind. Looking to sell your car? We purchase over $3 million worth of vehicles daily, offering immediate, AI-generated quotes every 15 seconds. With Clutch, you get paid instantly—now that’s what we call convenience! Recognized for four consecutive years on The Globe & Mail’s list of Canada’s Top Growing Companies and consistently featured in Deloitte’s Technology Fast 50™ and Fast 500™, we are on the lookout for passionate, driven individuals to join our expanding team. Founded in 2017 and based in Toronto, Clutch is operational in Ontario, New Brunswick, Nova Scotia, and Prince Edward Island. Our esteemed investors include Altos Ventures, Canaan, FJ Labs, BrandProject, and Upper90. Discover more at clutch.ca. About the Consumer Financing Team: At Clutch, we are committed to creating an integrated car buying and ownership experience, with financing as a pivotal component. We are developing our consumer financing capabilities from scratch to provide customers with a straightforward and transparent approach to vehicle financing, while simultaneously supporting Clutch’s growth through a scalable and disciplined lending platform. In this role, you will significantly influence our lending strategy, risk framework, and operations as we bring this initiative to fruition. Your Role: We are seeking a Senior Manager for Credit & Risk to design and oversee the credit strategy and risk framework for Clutch’s consumer financing program. You will be responsible for determining how we assess risk, make credit decisions, appropriately price offers, and manage portfolio performance over time. This is a foundational role ideal for someone who thrives in ambiguity, is hands-on, and is adept at creating scalable credit systems that evolve with volume. As a key player, you will collaborate closely with the Director of Consumer Financing and work across departments—including Product, Engineering, Operations, Sales, and Customer Experience—to embed risk management into the customer journey, while establishing the monitoring, controls, and feedback mechanisms to ensure responsible performance management.

About Our TeamThe New Ventures team at HelloFresh is dedicated to expanding our global presence by introducing our core products to new markets and exploring various brands and verticals. As a diverse and globally distributed team, we operate across over 7 brands in more than 15 countries, creating innovative products and engaging experiences that delight customers. With numerous exciting projects in progress, we are motivated to build the next billion-dollar business. If you thrive on bold challenges, we want you on our team!Our team is a collaborative mix of engineers, designers, and product owners, united in our mission to tackle fascinating e-commerce and supply chain challenges related to food consumption. This includes enhancing user experiences to simplify food purchasing and developing robust software solutions to support our distribution centers.We are seeking a talented engineer to help us create elegant solutions and write high-quality code while collaborating with various team members to enhance our consumer-facing applications and the underlying infrastructure. As a part of our Toronto team, you will work alongside skilled engineers who, in partnership with our global teams, have established HelloFresh as the premier meal delivery service worldwide!

Exciting Opportunity:Join an industry-leading global licensing and product solutions agency as an accomplished Illustrator. We are seeking a fun and dynamic individual to enhance our Toronto team. A passion for comic books, animated films, video gaming, collectible toys, and current trends is essential.Your primary responsibility will be developing entertainment-based character sketches, including iconic figures from Warner Bros and DC Comics portfolios. Candidates must demonstrate a keen attention to detail and the ability to produce stunning illustrations and expressive characters. Previous experience in entertainment licenses, consumer products, comic books, branded merchandise, children's goods, and toys is highly desirable.An interest in anime, comics, and streetwear brands (such as Hypebeast, Highsnobiety) will align well with our team culture. A strong portfolio showcasing stylistically diverse illustrations is required. Please refer to our website for examples of our creations. We value versatility in styles, commercial awareness, and the ability to communicate ideas through freehand sketching. Graphic or Product Design skills will be considered a significant advantage.Applicants must be able to work efficiently to create clean and modern illustrations, actively participating in creative brainstorming sessions. Prior experience in an agency, brand, toy, video game, or licensor setting is essential.This is a full-time role that requires onsite work at our Fashion District office in Toronto.Application Process:We invite you to submit your resume along with a link to your portfolio by replying to this posting. Please refrain from making telephone inquiries. Our hiring process consists of three steps: 1) Application review, with responses within five days; 2) A phone or Skype interview; and 3) An in-person interview.Due to the high volume of applicants, we will only respond to candidates we wish to interview. We appreciate the interest of all applicants. All submissions will be treated with confidentiality. Please note that only local candidates will be considered.

Join our dynamic team at Spectrum Healthcare as a Payroll Coordinator! In this crucial role, you will manage payroll processing, ensuring accuracy and compliance with company policies and regulations. If you have a passion for numbers and a keen eye for detail, this is the perfect opportunity for you.

Join Thumbtack and Empower Homeowners!At Thumbtack, we empower millions of homeowners to confidently manage and enhance their living spaces. Our all-in-one app offers personalized guidance, cutting-edge AI tools, and a seamless hiring experience for home projects. From quick repairs to major renovations, we connect homeowners with over 300,000 local professionals ready to help. If you're passionate about making a difference, we want you to be part of our journey to innovate home care!About the Product Marketing Manager TeamOur Product Marketing team strives to elevate Thumbtack's reputation, making it a trusted and beloved resource by influencing our product roadmap, crafting compelling positioning, and executing impactful multi-channel campaigns. We ensure that our offerings resonate deeply with both professionals and consumers.Your RoleAs a Product Marketing Manager focusing on enhancing the consumer hiring journey, you'll be at the forefront of reimagining how homeowners tackle their projects—from identifying issues to hiring the right expert. With AI at the core of our transformation, you'll drive the market introduction of innovative AI-driven solutions, fostering homeowner confidence through improved experiences.Your strategic insights will guide collaboration with Product, Design, Research, and Data Science teams to clearly define problems, ground decisions in market insights, and create standout product positioning and messaging. You'll gain a deep understanding of our homeowner audience, their motivations, and pain points, optimizing the customer experience to reduce barriers and encourage project initiation. Additionally, you'll partner with our growth team to explore new product experiences that boost demand, repeat usage, and long-term engagement.Your ResponsibilitiesBecome the subject matter expert on homeowner needs, competitor strategies, and AI trends, leveraging insights to shape product strategies and establish our competitive advantage.Lead the comprehensive go-to-market strategy for our AI-powered consumer offerings, from market assessment and insight generation to positioning, launch strategies, and performance analytics.Drive product-market fit and user adoption by identifying target customers and optimal use cases.

At Affirm, we're revolutionizing credit to make it more transparent and approachable, empowering consumers to buy now and pay later without hidden fees or compounding interest.We are seeking an experienced Product Manager to take ownership of our consumer-oriented platforms and discovery solutions. You will spearhead feature development for our Home Tab, oversee the Search experience, manage Profile/Settings, and advance our App Redesign initiatives. In this role, close collaboration with design will be essential to create engaging consumer experiences, while engineering and analytics teams will support the delivery of impactful features that enhance user satisfaction, engagement, and loyalty over the long term.

Rivian Automotive, Inc. is seeking a Senior Software Engineer to join the Consumer Platform team in Vancouver, British Columbia. This position centers on designing and building software that improves the experience for Rivian’s customers. Role overview The Senior Software Engineer will contribute to the development of new features and solutions for Rivian’s consumer-facing platform. The work involves both creating and refining software to support a seamless user journey. Collaboration This role works closely with colleagues across different teams. Regular collaboration ensures that the software aligns with the needs of a growing user base and maintains high standards for quality. Impact By joining the Consumer Platform team, you will help shape the digital experience for Rivian customers, supporting the company’s mission as an electric vehicle manufacturer.

Lighthouse Software Group, a subsidiary of Valsoft Corp, is seeking a Head of Finance to oversee finance operations in Montreal, Quebec. This leadership role manages the Finance, Tax, and Treasury departments, working closely with controllers and financial partners to support the group’s objectives. Key Responsibilities Work with the managing partner and investment partners to support the organization’s growth. Create and execute financial strategies that align with company goals. Set clear objectives for the finance team and monitor their progress. Track financial health and identify opportunities to improve cash flow. Review monthly financial reports and key performance indicators. Oversee complex accounting projects, including transitions to IFRS standards. Additional Duties Deliver timely, accurate, and high-quality financial reporting. Maintain compliance and manage risk in all financial operations. Lead financial integration efforts during mergers and acquisitions. Oversee audits and tax filings for the group. Work Location This position is based in the Montreal office. Some flexibility for remote work is available.

Join Instacart as a Strategic Finance Analyst in Product Finance, where you'll play a critical role in driving financial strategy and analysis for our innovative product offerings. In this position, you will work closely with cross-functional teams to provide insights that will influence product decisions and contribute to our overall business goals.As a key member of our finance team, your analytical skills will help shape the financial landscape of our products, ensuring that we remain competitive in the market. You will use your financial acumen to evaluate product performance and identify growth opportunities, making a tangible impact on our success.

We are seeking a strategic and analytical leader to join our team as the Director of Finance at Revlon Corporate. This pivotal role will be responsible for overseeing financial planning, budgeting, and financial reporting, ensuring compliance with all financial regulations and standards.The ideal candidate will possess strong leadership skills and a deep understanding of financial operations, enabling them to drive financial performance and support our overall business objectives.

Key Responsibilities:As a Credit and Collections Coordinator, you will…Oversee your designated collections portfolio.Collaborate with sales and the National Credit Manager to address account issues before placing them on hold or referring to a third party.Maintain mandatory notes for all collection activities pertaining to each account.Identify and resolve outstanding issues in coordination with the sales team to facilitate RSR generation.Prepare journal entries for adjustments and write-offs as approved by the National Credit Manager.Process credit applications for new customers, including obtaining D&B, Equifax reports, internet reports, trade references, and bank reports.Create new customer accounts and update maintenance files as necessary.Send a new customer acknowledgment letter requesting additional relevant details.Collect overdue accounts based on predated month-end age listings.Continuously update all contact information.File new accounts according to our retention policy and update them accordingly.

Your Role:Oversee and finalize work-in-progress schedules, ensuring timely project closures.Lead the monthly project forecasting reviews, maintaining accuracy in project and district financial reports.Collaborate closely with project teams and district leadership to proactively identify financial risks, ensuring reliable reporting that supports well-informed decision-making.Assist district leadership with annual operational and financial planning processes.Continuously seek improvement in operational efficiency through support, training, and ongoing enhancements.Monitor district Key Performance Indicators (KPIs) to identify challenges and implement effective solutions.Ensure compliance with all accounting and operational processes, adhering to internal controls.Provide continuous coaching and training to accounting and operations teams.

At Tim Hortons Foundation Camps, we empower youth from underserved communities to realize their full potential through transformative multi-year, overnight camp experiences. Our programs cultivate essential social, emotional, leadership, and innovation skills, fostering behaviors such as volunteerism and a motivation to learn. We strive to ensure our youth are civically and academically engaged, successfully transitioning into adulthood. As a catalyst for positive change, Tims Camps is dedicated to guiding our youth participants and team members towards personal and professional growth. Our North Star is to equip young people with the skills necessary to unlock their future opportunities. Together, we are shaping leaders who will contribute to stronger, more vibrant communities. Job Summary Reporting directly to the Executive Director, the Director of Finance will provide strategic leadership and oversight of the Foundation’s financial operations. This pivotal role involves maintaining robust internal financial controls, managing all financial systems, and ensuring the integrity, accuracy, and effectiveness of financial reporting and resource management. Responsibilities include overseeing budgeting, forecasting, and financial planning processes, as well as managing banking, treasury, and investments, while delivering timely insights to enhance strategic decision-making. As an integral member of the THFC Leadership Team, this position actively contributes to organizational strategy and promotes continuous improvement in financial and operational practices. Work Location This role is based at our Home Office in St. George, Ontario. It offers a hybrid work arrangement, requiring a minimum of three days in the office each week. This position is available due to an internal vacancy. Employment Type This is a permanent position with an annual salary ranging from $130,000 to $155,000. Key Responsibilities Lead and oversee all facets of the Finance Department, ensuring effective internal controls and financial stewardship. Manage financial forecasting, budgeting, annual audits, and monthly reporting cycles. Ensure compliance with all relevant provincial, federal, and state financial and tax regulations. Oversee the preparation of financial analyses, dashboards, scenario modeling, and reports that inform strategic and operational decision-making. Direct cash flow management, investment oversight, and administration of endowment funds. Steer the annual operating and capital budget processes, board reporting, and more.

Location: Hybrid in Halifax, Nova Scotia, Canada About Liferaft Liferaft builds software that helps organizations detect, understand, and respond to risks using publicly available information. Our clients include corporate security teams at major organizations worldwide. Liferaft operates as a remote-first company and values clarity, discipline, accountability, and care. In 2023, Liferaft joined Securitas, a global security leader, expanding our reach and ability to deliver intelligence-led security solutions at scale. Role Overview The Director of Finance leads the finance division and supports Liferaft’s growth. Reporting to the Chief Financial Officer, this role oversees financial operations, supports strategic planning, and provides insights that guide business decisions. The Director works closely with the executive team to align financial strategies with long-term goals, driving operational efficiency and profitability. What You Will Do Financial Leadership: Direct the finance function, ensuring accurate and timely financial statements, forecasts, and reports. Deliver financial insights to inform executive and operational decisions. Strategic Planning: Partner with senior leadership to develop and implement financial strategies. Track key metrics for each department, identify growth opportunities, and manage risks in line with company goals. Budgeting & Forecasting: Oversee annual budgeting and quarterly forecasting. Set and monitor financial metrics to evaluate performance and profitability. Cash Flow & Liquidity Management: Manage cash flow to maintain daily operations and optimize capital returns. Financial Modeling & Analysis: Build financial models for business opportunities, investments, and potential mergers or acquisitions. Provide in-depth analysis and reporting to support business performance and meet parent company requirements. Compliance & Reporting: Ensure compliance with regulatory standards, including tax, reporting, and auditing. Lead financial audits and coordinate with external auditors as needed.