Lead Data Scientist at Monzo | Cardiff, London or Remote (UK)

🚀 Join us in our mission to revolutionize banking for everyone.We’re moving away from the complexities of traditional banking.Starting from a prepaid card, Monzo has significantly expanded its offerings over the past decade in the UK. We now provide a range of financial products including personal and business bank accounts, joint accounts, accounts for 16-…

Join us in our mission to make money accessible for everyone.We are revolutionizing the banking experience by moving away from the complexities of traditional banking.Starting as a prepaid card, our offerings have expanded significantly over the past decade in the UK. We now provide personal and business accounts, joint accounts, accounts for 16-17 year olds, a free kids account, and credit cards, with even more exciting features on the horizon. Our customers can also save, invest, and manage their pensions with us.With our vibrant coral cards and the get-paid-early feature, along with financial education via social media and our award-winning customer service, we have consistently created outstanding experiences for our users!At Monzo, it's not about selling products—it's about solving problems and transforming lives through innovative banking London | UK remote | £80,000 to £95,000 + Stock Options + Benefits | Hear from the teamAbout Our Data Science Team:We are seeking a Senior Product Data Scientist who is eager to help shape the future of banking. You will have the chance to significantly enhance our user engagement in 2025 and help create a bank that customers genuinely appreciate.At Monzo, we are building a banking platform that is equitable, transparent, and enjoyable to use. We are experiencing rapid growth with over 11 million customers in the UK, and over 80% of our growth is driven by word of mouth and referrals.Empower Monzo to Make Informed Decisions More Quickly

Join the dynamic team at Monzo Bank as a Senior Data Scientist, where you will leverage your expertise to drive data-driven decision-making and enhance our innovative banking solutions. You will be at the forefront of transforming complex data into actionable insights, collaborating closely with cross-functional teams to improve our products and services.

Join Monzo as a Lead Analytics Engineer in our Borrowing team! In this pivotal role, you will leverage data to drive impactful decisions and enhance our lending products. Collaborate with cross-functional teams to develop data-driven strategies that optimize user experience and operational efficiency.As a key member of our analytics team, you will be responsible for analyzing large datasets, building predictive models, and presenting insights to stakeholders. Your expertise will guide the evolution of our borrowing services, ensuring they meet the needs of our customers while aligning with business objectives.

Monzo Bank Ltd is seeking a Principal Backend Engineer to drive the design and development of scalable systems for its banking platform. This role plays a key part in shaping the technical direction of Monzo’s backend, ensuring that solutions are reliable and meet high standards of quality. Key responsibilities Lead the design and implementation of backend systems that power Monzo’s platform Establish and uphold coding and architectural standards across engineering teams Mentor engineers and support their growth in delivering maintainable solutions Champion best practices in software development and system design Technical leadership The Principal Backend Engineer will provide guidance to teams, influencing both immediate projects and long-term engineering strategy. Setting high standards and promoting effective practices are central to this position. Location This role is open to candidates based in Cardiff, London, or working remotely within the UK.

Join us in revolutionizing banking for everyone.At Monzo, we are dedicated to transforming the traditional banking experience into something simple and accessible. Over the past decade, we've evolved from a prepaid card into a comprehensive financial platform. Our offerings now include personal and business bank accounts, joint accounts, accounts for teens, a kids account, and credit cards. We also empower our UK users to save, invest, and manage their pensions with us.With our signature hot coral cards, early payment features, and award-winning customer service, we pride ourselves on creating remarkable experiences for our customers. We aim to resolve issues and enhance lives through Monzo London/Cardiff/UK Remote | £76,500-£95,000 + Benefits | Hear from the team Analytics Engineering at MonzoWe employ around 60 Analytics Engineers among 300 data practitioners and have ambitious goals for our team. As an Analytics Engineer, you'll play a crucial role in enhancing our data infrastructure to facilitate swift, informed decision-making at Monzo.

As a Senior Machine Learning Scientist at Monzo, you will play a pivotal role in driving our borrowing products forward. Collaborating closely with cross-functional teams, you will leverage advanced machine learning techniques to develop innovative solutions that enhance our customers’ experiences. Your expertise will guide the design and implementation of algorithms that improve risk assessment, credit scoring, and personalized lending strategies.

Role overview Monzo Bank Ltd. seeks a Data Protection Manager focused on safeguarding customer data and maintaining strong privacy standards. This role offers flexibility: work from Cardiff, London, or remotely anywhere in the UK. What you will do Take the lead in making sure Monzo meets all data protection laws and regulatory requirements. Collaborate with teams throughout the organisation to improve data governance and protection processes. Help maintain Monzo’s standards for transparency and security when managing customer information.

Monzo seeks an Operations Manager with a focus on Quality Assurance. This position shapes how services are delivered and plays a key role in maintaining high standards across operations. The role is open to candidates based in Cardiff, London, or working remotely anywhere in the UK. Key responsibilities Lead quality assurance efforts to maintain and enhance product standards. Collaborate with teams throughout the company to spot and address areas for improvement. Oversee projects that promote ongoing operational excellence. Location This role can be based in Cardiff, London, or performed fully remotely within the UK.

Join us on our mission to revolutionize banking for all! At Monzo, we are transforming the traditional banking experience into one that is intuitive and user-friendly. Over the past decade, we've expanded our offerings from a prepaid card to a comprehensive suite of banking products, including personal and business accounts, joint accounts, youth accounts for ages 16-17, free kids accounts, and credit cards. Our innovative features, such as early payday and financial education through social media, have led to countless magical moments for our customers. We believe in solving real problems and improving lives through Monzo Location: Cardiff, London, or Remote (UK) | Salary: £95,000 - £130,000 + stock options + [Benefits](https://monzo.com/careers/) **About the Machine Learning Platform Engineering Team at Monzo:** The Platform Collective is dedicated to building and maintaining the infrastructure, tools, and processes that empower Monzo's tech teams to thrive. Our Machine Learning Platform team plays a vital role in designing, developing, and sustaining the infrastructure and tools that enable our teams to train, evaluate, deploy, and manage Machine Learning models and features effectively at scale. We are a group of backend engineers passionate about machine learning, collaborating closely with ML teams to identify their needs and develop elegantly simple solutions.

Join Monzo as a Senior Workforce Management Analyst on a fixed-term contract and play a key role in optimizing our operational performance. You will be responsible for analyzing workforce data, developing forecasting models, and ensuring that we have the right number of staff to meet customer demands. Your insights will directly influence our resource planning and help us deliver exceptional service to our customers.

Join us on our mission to revolutionize the financial landscape! At Monzo, we're reshaping banking, moving away from the complexities of traditional finance. Over the last decade, we've evolved from a prepaid card to offering a full suite of financial products including personal and business bank accounts, joint accounts, youth accounts, and innovative credit cards through our Flex platform. Our aim is to empower our customers by providing tools that simplify saving, investing, and managing finances effectively. With our vibrant hot coral cards, early payment features, and a commitment to exceptional customer service, we’re dedicated to creating unforgettable experiences for our users. If you're eager to use your skills to solve financial challenges and make a meaningful impact, we want you on our team! London or Remote (UK) | £55,000 to £77,000 + Options + Benefits.

Join Monzo Bank as a Senior Analytics Engineering Manager, where you will lead a dynamic team of analytics professionals in transforming data into actionable insights. You will play a pivotal role in shaping our analytics strategy, driving innovation, and ensuring our data architecture meets the evolving needs of our organization. This is an exciting opportunity for an individual passionate about data and analytics leadership.

Join us in our mission to revolutionize banking for everyone.At Monzo, we're transforming the banking experience, moving away from the complexities of traditional finance.Starting as a prepaid card provider, our offerings have expanded significantly over the last decade in the UK. We now provide personal and business bank accounts, joint accounts, accounts for 16-17 year olds, a free kids account, and credit cards, with more innovative solutions on the horizon. Our UK clients can also save, invest, and manage their pensions through us.With our distinctive hot coral cards, early payment features, and a robust focus on financial education through social media, we've crafted memorable experiences for our customers, all backed by our award-winning customer service.We’re not just selling products; we’re dedicated to solving real problems and enhancing lives through Monzo Location: London, Cardiff, or Remote (UK) | Salary: Starting from £63,800 + share options + Benefits ⭐ About Our Financial Risk Team:Our Stress Testing team is expanding, and we’re seeking a Senior Stress Testing Analyst to design, lead, and implement Monzo’s stress testing framework.In this role, you will oversee the entire stress testing lifecycle—from developing methodologies and scenarios to executing models, interpreting outputs, and presenting results to senior stakeholders within Finance, Risk, and the broader business. This position offers significant visibility and demands the ability to confidently articulate complex analyses to executive-level audiences.In addition to execution, you will play a key role in enhancing our processes, governance, and analytical toolkit. This is an excellent opportunity for an individual who possesses strong analytical skills, effective communication abilities, and the maturity to engage senior leaders in impactful discussions. What You’ll Be Working On:

Role Overview Monzo Bank Ltd. is looking for a Head of Workforce Management, Data to guide workforce strategy through data-driven insights. This role can be based in Cardiff, London, or remote within the UK. What You Will Do Lead a team focused on workforce data analysis and insight generation. Develop strategies to improve operational efficiency and effectiveness. Work closely with teams across the business to align staffing with business needs. Support efforts to enhance customer experience through workforce planning. Location Cardiff, London, or remote (UK).

Join Monzo as a Platform Engineer and be part of a dynamic team dedicated to building and maintaining robust and scalable platforms. You will work with cutting-edge technologies to enhance our infrastructure and ensure seamless operations across our services.Your role will involve collaborating with cross-functional teams to design, implement, and optimize the platform that powers our banking services. We are looking for individuals who are passionate about technology, eager to learn, and ready to tackle complex challenges.

Join us on our mission to revolutionize banking for all!At Monzo, we are redefining the banking experience, moving away from the traditional, convoluted methods of financial management.Starting as a prepaid card, our offerings have significantly expanded over the last decade. We now provide a variety of banking solutions including personal and business accounts, joint accounts, accounts for 16-17 year olds, a free kids account, and credit cards in the UK, with innovative features continuously in the pipeline. Additionally, our customers can save, invest, and manage their pensions through our platform.With our iconic hot coral cards, early payment features, and a strong focus on financial education through social media, coupled with award-winning customer service, we consistently create exceptional experiences for our customers!At Monzo, our focus is not on selling products; we are dedicated to solving problems and transforming lives through innovative banking solutions Cardiff/London/Remote (UK) | £35,000 - £45,000 + Performance-Based Incentives + Benefits About Our Procurement Team ⭐We are seeking a Procurement Analyst to take charge of procurement reporting and insights as Monzo continues its growth journey.This pivotal role is at the center of our Procurement team, engaging with supplier, contract, and cost data. You will not only generate reports but will also treat procurement data and reporting as a product that is designed, developed, and regularly enhanced to meet organizational needs.Your goal will be to deliver transparent and actionable insights that will empower stakeholders to understand team performance, make informed decisions, and manage costs efficiently. This involves progressing from sporadic reporting to creating well-structured, self-service, and reliable data products that are actively utilized by the business.

Role overview Legal and General is seeking a Data Analyst in Cardiff. This role focuses on turning complex data into clear, useful insights for the business. The position involves working closely with a team of data professionals to spot trends, inform decisions, and strengthen data-driven strategies.

Job Title: Compliance OfficerIndustry: Financial ServicesLocation: CardiffSalary: £25,000 - £35,000Reference Number: 14246Job Description:Recruit UK is excited to present a fantastic opportunity for a Compliance Officer to join a distinguished Financial Planning and Mortgage firm in Cardiff. Our client is a rapidly expanding, award-winning organization that prides itself on delivering outstanding customer service and optimal outcomes for their clients.As part of their growth strategy, they are seeking an experienced Compliance Officer to oversee and enhance the firm’s compliance protocols. The successful candidate will be responsible for a variety of tasks, including but not limited to:Providing guidance to colleagues on both new and existing regulations.Reporting on conduct and compliance at the board level.Designing and implementing a robust program for regulatory monitoring and compliance assurance.Staying abreast of regulatory changes and advising on their implementation within the firm.Reviewing all business promotions to ensure alignment with regulatory standards.Embedding Treating Customers Fairly (TCF) principles throughout the organization.Reviewing and providing compliance insights on new products or sales initiatives.Acting as the primary contact for compliance issues and delivering ongoing training to staff.Collaborating with the FCA as necessary to ensure compliance for clients.Managing GABRIEL returns. What’s in it for you:Join a thriving, successful, and award-winning company.Receive a highly competitive salary.Participate in quarterly social events.Enjoy a Christmas shutdown and 24 days of holiday.Free onsite parking available.

Join Monzo as a Senior Legal Counsel and play a pivotal role in shaping the future of business banking. In this dynamic position, you will leverage your extensive legal expertise to provide strategic guidance and support on a variety of banking products and regulatory matters. Collaborate with cross-functional teams to ensure compliance, mitigate risks, and drive innovative solutions that enhance customer experience.