Credit Risk Analyst

Role overview Moniepoint seeks a Credit Risk Analyst based in Lagos, Nigeria. This position centers on assessing and managing credit risks for clients. The analyst will work with financial data, evaluate creditworthiness, and support the development of risk strategies to safeguard the business. What you will do Analyze client financial information to identify potential credit risks Evaluate creditworthiness using established criteria Develop and recommend strategies to reduce risk exposure Provide insights that influence business decisions

Role Overview Moniepoint is seeking a Lead of Corporate Credit Risk Management in Lagos, Nigeria. This leadership role shapes risk management strategies and oversees credit risk across the organization. The position focuses on maintaining financial stability and supporting responsible lending practices. What You Will Do Develop and refine credit risk management strategies for corporate lending. Assess complex credit scenarios and recommend effective risk mitigation measures. Work closely with teams to ensure responsible lending and strong portfolio health. Promote a culture of risk awareness and compliance throughout the organization. What We Look For Experience leading credit risk management in a corporate setting. Strong understanding of credit landscapes and risk assessment methods. Ability to implement practical, effective risk controls. Leadership skills to guide teams and influence company-wide practices.

We are seeking a skilled Credit and Risk Manager to lead our microfinance initiatives at Lextorah Holdings. In this role, you will be responsible for assessing credit risk, developing risk management strategies, and ensuring the financial health of our microfinance operations. If you have a passion for empowering communities through financial solutions and possess strong analytical skills, we want to hear from you!

As an SME Underwriter at Renmoney, you will play a crucial role in evaluating and approving SME and corporate loan applications. Your responsibilities will include analyzing financial statements, cash flow, business models, and assessing creditworthiness.You will identify and evaluate key risks including financial, industry, management, and collateral aspects, while also recommending effective mitigants. Your expertise will be vital in structuring credit facilities that align with both the borrower's needs and the bank's risk appetite, incorporating terms, pricing, and security requirements.In this role, you will draft comprehensive credit proposals or memos that clearly articulate justifications, risk analyses, and recommendations for approval. Collaborating with relationship managers, legal, and risk teams will be essential for effective customer due diligence, site visits, and validation of submitted documents.Monitoring the performance of your assigned portfolio, ensuring covenant compliance, and identifying early warning signs or deterioration in credit quality will be critical to your success. You will ensure all credit evaluations and decisions are in line with internal policies, regulatory guidelines, and credit approval frameworks.Additionally, you will assess the adequacy and enforceability of collateral, working closely with legal to ensure proper documentation and perfection. Collaboration with Relationship Managers, Credit Committee, and other internal stakeholders will be key in driving timely and sound credit decisions.

Kuda is an innovative financial application designed specifically for Africans, dedicated to making financial services more accessible, affordable, and rewarding for every African across the globe.We are a passionate and diverse community that envisioned creating an inclusive money app that resonates with Africans, which is reflected in our name 'Kuda', meaning 'love' in Shona, a language spoken in Southern Africa.By providing alternatives to traditional finance, we offer services such as seamless money transfers, smart budgeting tools, and instant access to credit via digital devices.Having secured over $90 million in funding from esteemed institutional investors, we are expanding our revolutionary services worldwide from our offices in Nigeria, South Africa, and the UK.Role OverviewAs a Credit Data Analyst, you will play a vital role in supporting analytics throughout the credit product lifecycle, from product design and credit acquisition to portfolio management, collections, and profit & loss assessments. You will collaborate within the Decision Science team and report directly to the Credit Risk Analytics Lead.Key ResponsibilitiesAnalyze portfolio performance metrics to uncover trends, risks, and opportunities.Review and enhance credit policies, including the development of rule-based decision engines.Build and maintain profit and loss forecasts to inform strategic decision-making.Conduct credit limit assignments and affordability assessments.Perform score cut-off analyses to enhance approval and risk strategies.Monitor and refine collection strategies based on customer segmentation and outcomes.Design and implement A/B tests to evaluate and optimize lending and collection performance.Communicate actionable insights and recommendations effectively to senior stakeholders.

As a Credit Monitoring Analyst at Renmoney, you will play a crucial role in the financial wellness of our clients by meticulously analyzing credit data to ensure responsible lending practices.Your expertise will contribute to enhancing our risk assessment processes and support our mission to provide innovative financial solutions. This position is ideal for detail-oriented individuals who are passionate about data analysis and financial stability.

As a Senior Credit Analyst, you will play a pivotal role in assessing customer loan applications in accordance with our comprehensive credit policy. You will identify critical risks within credit requests and provide strategic advice on restructuring these requests to align with the bank’s risk appetite.Your expertise in analyzing consumer and SME loans will be essential in managing our credit portfolio effectively. You'll be responsible for organizing credit committee meetings, managing and reporting on our loan portfolio, and developing innovative credit evaluation processes and systems.Your role will also involve evaluating clients for creditworthiness based on our internal risk models and their application information, while actively identifying and eliminating fraudulent applications and unreliable applicants. You will rigorously review Facility Letters and Loan Agreements, ensuring that all signed documents are accurate and compliant with our credit risk management framework.In addition, you will continuously analyze and recommend enhancements to our credit risk management framework, processes, and systems, while preparing necessary statutory reports.

Job OverviewWe are seeking a dynamic and experienced Credit Manager to join our team at Lextorah Holdings. The ideal candidate will be responsible for overseeing the credit department, managing credit policies, and ensuring the financial health of the organization. This role requires a strategic thinker with excellent analytical skills and the ability to lead a team in a fast-paced environment.Key ResponsibilitiesDevelop and implement credit policies and procedures.Analyze credit data and financial statements to determine the risk involved in lending money.Manage the credit approval process and ensure compliance with regulations.Provide training and mentorship to credit analysts and staff.Collaborate with other departments to optimize credit management strategies.

Lextorah Holdings is seeking a dedicated and detail-oriented Credit Control Manager to join our dynamic team in Lagos. The ideal candidate will possess strong analytical skills, exceptional attention to detail, and a deep understanding of credit management processes. As the Credit Control Manager, you will be responsible for overseeing the company's credit policies, managing accounts receivable, and ensuring timely collections while maintaining positive customer relationships.

Join Our Team as a Credit OfficerAre you passionate about financial services and eager to contribute to a dynamic team? At Lextorah Holdings, we are seeking a dedicated Credit Officer who thrives in a fast-paced environment. In this role, you will evaluate credit applications, assess risk, and ensure compliance with lending policies.

We are seeking a dynamic and experienced Senior Credit Manager to join our team at Lextorah Holdings. In this pivotal role, you will oversee the credit management process, ensuring that our financial services are delivered efficiently and effectively. You will lead a team of credit analysts, develop strategic credit policies, and maintain strong relationships with stakeholders. The ideal candidate will possess a proactive approach, strong analytical skills, and a strategic mindset to drive credit operations forward.

Join Lextorah Holdings as a Risk Adviser, where you will play a pivotal role in identifying and mitigating risks that could impact our clients' operations. As a part of our dynamic team, you will leverage your expertise to analyze potential threats and develop strategies to safeguard assets while ensuring compliance with regulatory standards. This is an exciting opportunity for individuals eager to make a significant impact in the risk management landscape.

We are seeking a dynamic and experienced professional to lead our Risk Management division. As the Head of Risk Management, you will be responsible for developing and implementing risk management strategies to mitigate potential risks that may affect our organization's financial health and operational effectiveness. Your leadership will be crucial in fostering a culture of risk awareness and compliance throughout the organization.

Join Lextorah Holdings as the Head of Credit and Marketing, where you will lead innovative marketing strategies and oversee the credit operations of our dynamic organization. We are looking for a visionary leader who can drive growth, enhance customer engagement, and foster relationships within the financial sector.

Join our dynamic team at Lextorah Holdings as a Credit Management Officer. In this pivotal role, you will be responsible for managing credit processes, evaluating credit risks, and ensuring adherence to company policies. Your expertise will be crucial in fostering client relationships and optimizing financial strategies.

We are seeking a dynamic and strategic Director of Credit and Marketing to lead our credit and marketing initiatives at Lextorah Holdings. In this pivotal role, you will oversee the development and implementation of innovative credit products and marketing strategies that drive growth and enhance customer engagement.

Join our dynamic team at Lextorah Holdings as a Credit Control Executive. In this pivotal role, you will be responsible for managing the company’s credit policies, ensuring timely collection of outstanding debts, and maintaining strong relationships with our clients. Your exceptional analytical skills will aid in assessing credit risk and implementing effective credit control measures.

Join Lextorah Holdings as a Credit and Marketing Officer and play a pivotal role in driving our financial and marketing strategies. You will be responsible for assessing credit applications, managing client relationships, and developing innovative marketing campaigns that align with our business objectives.

We are seeking a dedicated and detail-oriented Risk Management Officer to join our dynamic team at Lextorah Holdings. In this role, you will be responsible for identifying, assessing, and mitigating risks that could potentially impact our organization. Your expertise will help ensure that our company operates within its risk appetite and complies with regulatory requirements.

Join Lextorah Holdings as the Head of Risk Management and play a pivotal role in safeguarding our organization's assets and reputation. We are looking for an experienced leader who can develop and implement effective risk management strategies, ensuring compliance with regulatory requirements and enhancing our overall risk posture.