About the job
Arthur C. Clarke once stated, “any sufficiently advanced technology is indistinguishable from magic.” At Mercury, we strive to provide a magical experience to our clients who depend on us for their banking and financial workflows. However, this magic is underpinned by a robust framework—effective risk management is vital to ensuring Mercury remains safe, resilient, and deserving of our customers’ trust.
As Mercury’s inaugural Chief Risk Officer, you will be responsible for establishing the vision for risk management within the organization. You will develop and lead a comprehensive program that assesses, monitors, and manages credit, market, financial, and operational risks across the company. Collaborating with our Board and Risk Committee, you will help define Mercury’s risk culture, appetite, and limits, ensuring our daily operations align with these standards.
Note: Mercury is a fintech company, not an FDIC-insured bank. Banking services are provided through Choice Financial Group and Column N. A., Members FDIC.
Your responsibilities will include:
- Establishing the vision for risk at Mercury by defining and leading our enterprise-wide risk strategy and framework.
- Protecting our platform by ensuring customer data and technological assets are secured, with clear and consistent communication to the Board.
- Identifying emerging risks, particularly those related to new products, services, and markets, and assisting teams in navigating them.
- Ensuring our strategies and operations comply with laws, regulations, and regulatory expectations.
- Designing and implementing scalable systems to consistently identify, assess, measure, monitor, and report risks across the organization.
- Collaborating with business leaders to translate complex risk topics into actionable insights that inform sound decision-making.
- Enhancing accountability by supporting our audit programs and ensuring that findings are addressed while embedding improvements into our workflows.
- Acting as the primary contact for risk communication with the Mercury Board and its Risk Committee.
Successful candidates will likely possess the following qualifications:
- Demonstrated leadership in risk management, having built or scaled enterprise risk programs in banking or financial services, ideally at the intersection of traditional finance and fintech innovation.
- Comprehensive knowledge across risk disciplines—ranging from credit and market risks to liquidity and operations—enabling you to design practical frameworks that work effectively.
- Experience in navigating complex regulatory environments and the ability to create a culture of risk awareness and compliance.

