Operations Manager in Consumer Financing

About Clutch At Clutch, our mission is to transform the way individuals buy, sell, and enjoy their cars. Are you ready to join us? As Canada's leading marketplace for buying and selling vehicles, Clutch provides a digital-first, seamless experience. Customers can explore thousands of cars online, have their selected vehicle delivered directly to their doorst…

About Clutch At Clutch, we are dedicated to transforming the way individuals buy, sell, and own vehicles. Are you ready to be part of this exciting journey? As the largest car buyer and seller in Canada, Clutch provides a unique digital-first experience, allowing customers to explore thousands of vehicles online, have their selections delivered directly to their homes, and enjoy peace of mind with our 10-Day Money-Back Guarantee. Looking to sell your vehicle? We purchase over $3 million worth of cars daily, offering instant, AI-generated offers every 15 seconds. Selling to us means immediate payment—now that’s the Clutch way! For four consecutive years, we've been featured on The Globe & Mail’s list of Canada’s Top Growing Companies, and have achieved back-to-back recognitions on Deloitte’s Technology Fast 50™ and Fast 500™. We are in search of curious, driven, and hardworking individuals to join our expanding team. Founded in 2017 and headquartered in Toronto, Clutch operates across Ontario, New Brunswick, Nova Scotia, and Prince Edward Island. Our esteemed investors include Altos Ventures, Canaan, FJ Labs, BrandProject, and Upper90. To learn more, visit clutch.ca. Consumer Financing at Clutch: We are on a mission to create a seamless car buying and ownership experience, with financing being a pivotal element in this journey. We are developing our consumer financing capabilities from the ground up to provide customers with a straightforward, transparent method for financing their vehicles, while supporting Clutch’s growth with a scalable and disciplined lending platform. In this role, you will contribute to shaping our lending strategy, risk management framework, and operations as we bring this innovative business to fruition. About the Role: We are looking for an experienced and entrepreneurial Head of Consumer Financing to lead and scale Clutch’s financing operations. This position will be instrumental in building our lending infrastructure, crafting credit strategies, and optimizing portfolio performance. You will play a vital role in defining the future of auto financing in Canada by developing strategies that enhance loan performance, strengthen customer relationships, and promote sustainable growth. This is a unique opportunity for a builder—someone who thrives in dynamic environments and is eager to create something innovative from the ground up. What You’ll Do: Lending Strategy & Originations: Spearhead the development and execution of lending strategies that enhance origination volume, funding efficiency, and credit quality. Establish and refine underwriting criteria, pricing strategies, and...

Join Clutch: Shaping the Future of Car Ownership At Clutch, we are dedicated to transforming the way individuals buy, sell, and own vehicles. Are you ready to make an impact? As Canada's premier platform for buying and selling cars, Clutch provides a seamless, digital-first experience. Customers can explore a vast selection of vehicles online, have their chosen car delivered directly to them, and benefit from our 10-Day Money-Back Guarantee for peace of mind. Looking to sell your car? We purchase over $3 million worth of vehicles daily, offering immediate, AI-generated quotes every 15 seconds. With Clutch, you get paid instantly—now that’s what we call convenience! Recognized for four consecutive years on The Globe & Mail’s list of Canada’s Top Growing Companies and consistently featured in Deloitte’s Technology Fast 50™ and Fast 500™, we are on the lookout for passionate, driven individuals to join our expanding team. Founded in 2017 and based in Toronto, Clutch is operational in Ontario, New Brunswick, Nova Scotia, and Prince Edward Island. Our esteemed investors include Altos Ventures, Canaan, FJ Labs, BrandProject, and Upper90. Discover more at clutch.ca. About the Consumer Financing Team: At Clutch, we are committed to creating an integrated car buying and ownership experience, with financing as a pivotal component. We are developing our consumer financing capabilities from scratch to provide customers with a straightforward and transparent approach to vehicle financing, while simultaneously supporting Clutch’s growth through a scalable and disciplined lending platform. In this role, you will significantly influence our lending strategy, risk framework, and operations as we bring this initiative to fruition. Your Role: We are seeking a Senior Manager for Credit & Risk to design and oversee the credit strategy and risk framework for Clutch’s consumer financing program. You will be responsible for determining how we assess risk, make credit decisions, appropriately price offers, and manage portfolio performance over time. This is a foundational role ideal for someone who thrives in ambiguity, is hands-on, and is adept at creating scalable credit systems that evolve with volume. As a key player, you will collaborate closely with the Director of Consumer Financing and work across departments—including Product, Engineering, Operations, Sales, and Customer Experience—to embed risk management into the customer journey, while establishing the monitoring, controls, and feedback mechanisms to ensure responsible performance management.

About FeatheryFeathery is at the forefront of streamlining data intake processes for insurance and wealth management firms. Our innovative platform is trusted by industry leaders to enhance critical workflows such as underwriting, client onboarding, and automated account openings.With our impressive revenue growth and increasing demand from enterprises, we are expanding our operational capabilities to facilitate the next stage of our company’s evolution.Why We’re HiringAs Feathery continues to expand, we recognize the necessity for robust financial and operational management to navigate the complexities that arise, including revenue planning, cash management, vendor oversight, compliance, and seamless cross-functional execution.We are seeking a Finance & Operations Manager to construct and manage the essential financial and operational framework of our organization. This opportunity is perfect for an individual with a strong financial background who is eager for strategic involvement and significant responsibility within a thriving B2B SaaS environment.In this role, you will serve as a strategic partner to our leadership team while ensuring adherence to financial discipline and operational excellence in day-to-day activities.About the RoleThis high-responsibility position encompasses:Financial planning and analysisDesigning operational systems and processesDriving cross-functional executionOverseeing team and administrative functionsYou will be tasked with developing long-term financial strategies while maintaining operational integrity throughout the organization.What You’ll DoFinancial Strategy & PlanningLead the annual budgeting and quarterly forecasting processesCreate and maintain financial models to assist in strategic decision-makingOversee company-wide KPI reporting (ARR, CAC, burn rate, runway, gross margin, etc.)Manage cash flow planning and optimize capital efficiencyAssist in preparing board reports and investor communicationsCollaborate with leadership on pricing strategies, hiring plans, and investment considerationsFinancial Operations & ControlsOversee month-end close processes in collaboration with external accountantsEstablish scalable financial controls and reporting systemsManage vendor contracts and oversee expensesEnsure audit readiness and compliance with regulationsImplement effective financial reporting mechanisms

Salary: CA$120,000 – CA$150,000 | Toronto, CAJoin our dynamic management team!We value high velocity, intensity, trust, excellence, and a strong desire to achieve impactful results.If these qualities resonate with you, this may be your ideal next step. We are looking for a leader who embodies humility, strives for ambitious objectives, and is driven by the meaningful impact on individuals and society.At FutureFit AI, our mission is to connect more people to better job opportunities faster and at a lower cost, particularly focusing on those who encounter barriers to employment. Our work addresses the pressing issue of economic inequality, ensuring that everyone has a place in the future of work. Our AI-driven platform enhances efficiency and insights in workforce development, modernizing outdated systems and unleashing human potential on a large scale.Are you ready to make a difference? Apply now!Important Note: Data indicates that men typically apply when they meet 3 out of 10 requirements, while women often wait until they meet all 10. We encourage you to apply if you feel a strong (though not necessarily perfect) fit.The OpportunityWe are on the lookout for a Director of Finance & Operations to enhance our team. In this pivotal role, you will take charge of our finance and operations, ensuring meticulous reporting, compliance, and collaboration with senior leadership on strategic financial initiatives that drive our growth.Key ResponsibilitiesFinancial Reporting: Manage the entire monthly, quarterly, and annual closing processes — including Profit & Loss statements, balance sheets, and cash flow — producing accurate and timely reporting packages that satisfy the expectations of institutional investors and board members. You will be the primary contact for our external accounting firm.Accounts Receivable/Accounts Payable & Financial Operations: Supervise AR/AP processes end-to-end in collaboration with our vendors, ensuring efficient execution, timely collections, and precise record-keeping. Identify and implement enhancements to billing, collections, and payment workflows.Strategic Finance: Collaborate with the VP of Strategy & Operations on budgeting, forecasting, long-range financial planning, and cash flow management. Develop and maintain financial models that convert operational activities into actionable insights, and prepare materials for investors and board meetings as required.

At Range Group, we are dedicated to empowering professional travel advisors. Our portfolio represents over $4.5 billion in annual travel sales. We are committed to the belief that travel advisors provide unparalleled value to every journey. By equipping them with cutting-edge technology and 24/7 support, we ensure they remain irreplaceable. Our philanthropic efforts through the Range Foundation direct 10% of our group profits towards social impact initiatives, such as exploration grants, educational access, cultural infrastructure, and community support in times of need, helping to create a brighter future for all.Role OverviewAs the Director of Finance Operations, you will provide strategic leadership and oversight of finance operations, encompassing month-end close processes, balance sheet reviews, reconciliations, and general accounting activities in accordance with company policies. This role requires leading a dedicated team, managing financial processes, and driving operational enhancements to align with the organization's goals.Key ResponsibilitiesLeadership & Team DevelopmentGuide, mentor, and develop team members to ensure alignment with the company's policies and objectives.Encourage a collaborative, high-performance culture thriving in a fast-paced environment.Exemplify a low-ego leadership style that fosters teamwork and open communication.Maintain a “Best in Class” finance team that can quickly adapt to changes.Work collaboratively with stakeholders across the organization to deliver key outcomes.Financial OperationsOversee full-cycle accounting, including accounts payable, accounts receivable, general ledger maintenance, and month-end closing.Prepare and review balance sheet reconciliations and financial reports.Ensure timely payments and collections, coordinating with vendors and clients as necessary.Supervise client account reconciliations and collections in TRAMS.Accrue invoices received but not processed by period-end deadlines.Reporting & AnalysisDeliver insights and trend analysis to guide financial strategies.Produce monthly presentations, KPIs, and reports for leadership.Assist with regulatory reporting and audit requirements.

Join Our TeamAbout StripeAt Stripe, we are revolutionizing financial infrastructure for businesses worldwide. From established enterprises to innovative startups, millions leverage Stripe to streamline payments, enhance revenue, and seize new opportunities. Our mission is to elevate the internet's GDP, presenting an extraordinary chance for you to make a significant impact on the global economy while advancing your career.About Our Treasury TeamThe Treasury Operations team is pivotal to driving strategic initiatives and supporting essential functions within Treasury Finance, including cash management, investment oversight, payment processing, risk management, and compliance. In this role, you will collaborate closely with our Liquidity Management team and coordinate efforts with our Capital Markets and Capital Financial Risk Management teams.Your RoleAs a key player in Stripe's Treasury Operations, you will provide operational support and lead efforts to innovate and automate processes. Your contributions will help develop tools and systems aimed at achieving operational excellence across all Treasury functions. You will also establish metrics to monitor and enhance our processes and infrastructure, ensuring our Treasury Operations remain world-class as we scale.

Join Upwork Inc. (Nasdaq: UPWK), a leader in connecting businesses with a diverse pool of global, AI-enabled talent across all types of contingent work. Our suite of solutions includes the Upwork Marketplace, which offers businesses instant access to highly skilled freelancers, as well as Lifted, our dedicated platform designed for enterprise organizations to efficiently source, contract, manage, and pay talent. With a track record of facilitating over $30 billion in transactions, Upwork empowers businesses—from Fortune 100 companies to dynamic startups—to harness expert talent and leverage AI-driven solutions for transformative business outcomes. Discover how we are revolutionizing work and helping organizations adapt to the rapidly evolving workforce landscape.

Range Group supports professional travel advisors with technology and round-the-clock assistance. With over $4.5 billion in annual travel sales, the company values the expertise advisors offer to travelers. Range Group also dedicates 10% of profits to social impact projects through the Range Foundation, which focuses on exploration, education, discovery, and community support worldwide. Role overview The Senior Finance Operations Specialist joins the Finance team in Toronto, ON. This role centers on carrying out accounting workflows accurately and on schedule. It calls for a strong grasp of the full accounting cycle, sound judgment when resolving transactional issues, and the ability to work independently. What you will do Execute assigned accounting processes with precision and meet deadlines Maintain the accuracy and integrity of financial data in your area Identify discrepancies and escalate them as needed Support operational efficiency and compliance as a dependable team resource Requirements Comprehensive understanding of the full accounting cycle Strong judgment for resolving transactional and workflow issues Ability to work independently and maintain high accuracy standards

Position OverviewAs a Media Finance Operations Analyst at Mediabrands, you will play a crucial role in managing client budget control reports, facilitating communication between Finance, our media agencies, and clients. This position demands exceptional organizational skills, the ability to work under tight deadlines, and a strong sense of independence while also being a collaborative team player. Daily interactions with internal teams (such as media teams, local finance, and IPG Omaha Shared Services) as well as client marketing and finance departments will be integral to your success. The ideal candidate will demonstrate a high level of professionalism in all communications and conduct.Key ResponsibilitiesDevelop and manage Budget Control Reports (BCRs), Forecasts, and Accruals consistently, with a strong emphasis on Excel proficiency.Serve as the central control point for all Media Project Agreements (MPAs) and maintain accurate documentation.Establish and oversee fee and job dockets.Monitor and maintain intercompany service records (ISRs).Coordinate with clients regarding purchase order (PO) matters, billing inquiries, and Account Receivable Statements.Collaborate with suppliers on Account Payable issues.Engage with Omaha accounts receivable and collections teams to ensure timely client receivables management.Work with Omaha Shared Services to resolve billing and payables discrepancies.Investigate and address discrepancies by liaising with relevant personnel.Coordinate training on DDS/SAP applications and maintain proficiency in related technical knowledge.Review and approve draft billing before final issuance to clients.Utilize the accounting system to generate time reports and financial updates for client meetings as needed.Assist the Finance Director and team with ad-hoc projects and assignments as required.

About Our TeamThe New Ventures team at HelloFresh is dedicated to expanding our global presence by introducing our core products to new markets and exploring various brands and verticals. As a diverse and globally distributed team, we operate across over 7 brands in more than 15 countries, creating innovative products and engaging experiences that delight customers. With numerous exciting projects in progress, we are motivated to build the next billion-dollar business. If you thrive on bold challenges, we want you on our team!Our team is a collaborative mix of engineers, designers, and product owners, united in our mission to tackle fascinating e-commerce and supply chain challenges related to food consumption. This includes enhancing user experiences to simplify food purchasing and developing robust software solutions to support our distribution centers.We are seeking a talented engineer to help us create elegant solutions and write high-quality code while collaborating with various team members to enhance our consumer-facing applications and the underlying infrastructure. As a part of our Toronto team, you will work alongside skilled engineers who, in partnership with our global teams, have established HelloFresh as the premier meal delivery service worldwide!

We are seeking a dynamic and experienced Finance & Risk Management Manager to join our team at sia. In this pivotal role, you will oversee and enhance our financial operations while identifying and mitigating risks to ensure the stability and growth of our organization. You will lead a talented team, develop strategic financial plans, and implement robust risk management frameworks to safeguard our assets.

Join Fullscript as a Strategic Finance Manager, Segment Lead, where you will play a pivotal role in guiding our financial strategies and driving growth. You will collaborate across departments to develop insightful financial analyses that influence key business decisions. Your expertise will enable us to optimize our financial performance and support our mission of improving health outcomes through our platform.

Exciting Opportunity:Join an industry-leading global licensing and product solutions agency as an accomplished Illustrator. We are seeking a fun and dynamic individual to enhance our Toronto team. A passion for comic books, animated films, video gaming, collectible toys, and current trends is essential.Your primary responsibility will be developing entertainment-based character sketches, including iconic figures from Warner Bros and DC Comics portfolios. Candidates must demonstrate a keen attention to detail and the ability to produce stunning illustrations and expressive characters. Previous experience in entertainment licenses, consumer products, comic books, branded merchandise, children's goods, and toys is highly desirable.An interest in anime, comics, and streetwear brands (such as Hypebeast, Highsnobiety) will align well with our team culture. A strong portfolio showcasing stylistically diverse illustrations is required. Please refer to our website for examples of our creations. We value versatility in styles, commercial awareness, and the ability to communicate ideas through freehand sketching. Graphic or Product Design skills will be considered a significant advantage.Applicants must be able to work efficiently to create clean and modern illustrations, actively participating in creative brainstorming sessions. Prior experience in an agency, brand, toy, video game, or licensor setting is essential.This is a full-time role that requires onsite work at our Fashion District office in Toronto.Application Process:We invite you to submit your resume along with a link to your portfolio by replying to this posting. Please refrain from making telephone inquiries. Our hiring process consists of three steps: 1) Application review, with responses within five days; 2) A phone or Skype interview; and 3) An in-person interview.Due to the high volume of applicants, we will only respond to candidates we wish to interview. We appreciate the interest of all applicants. All submissions will be treated with confidentiality. Please note that only local candidates will be considered.

About BreeBree is an innovative consumer finance platform dedicated to creating quicker, simpler, and more cost-effective financial services tailored for Canadians living paycheck to paycheck. Operating in a vast market traditionally overlooked by conventional financial institutions, our mission is to develop products that empower customers to access short-term credit through a transparent, user-centric experience.With over 500,000 Canadians already onboard, we are just getting started. We find ourselves at an exhilarating juncture of product-market fit, swift growth, and a clear trajectory toward becoming a leading fintech company in Canada.Currently achieving 8-figure annual revenue, we are expanding rapidly and are already profitable. Our journey includes being part of Y Combinator (Summer 2021) and securing a $2M seed round shortly thereafter.The RoleWe are seeking Bree's inaugural Product Manager to guide our product through the next stage of our growth journey. This is a hands-on role where you will influence outcomes from beginning to end: pinpoint critical problems, translate them into clear specifications, collaborate swiftly with engineering and design, and follow up with measurement and iteration.Your role is to instill clarity and momentum: transform complex inputs (customer experience feedback, risk constraints, data, stakeholder requests) into a prioritized action plan, then execute with excellence in a regulated, risk-sensitive environment.As our first Product Manager, you will also contribute to establishing our product operating system—defining how we gather feedback, prioritize initiatives, plan, execute, measure, and learn.This position is ideal for someone who has successfully launched consumer products rapidly, possesses strong data skills, and seeks broad ownership over product strategy, execution, and cross-functional leadership.What You’ll DoTake ownership of a core product area (starting with a defined surface area, expanding as we grow)Develop and uphold a prioritized roadmap based on measurable impactConvert vague challenges into product requirement documents/specifications that engineering and design can implement swiftlyEngage closely with Engineering, Design, Analytics, Underwriting/Risk, Customer Experience, and Compliance teamsEstablish success metrics for every project and ensure proper instrumentation before launchImplement efficient launch cycles: ship → measure → learn → iterate (rapidly, methodically, and driven by data)Enhance internal execution: help create cadence and artifacts (weekly execution, quarterly planning, etc.)

Join Valsoft Corporation as a Finance Business Partner, where you will play a pivotal role in driving financial strategy and operational excellence across our organization. In this remote position, you will collaborate with cross-functional teams to enhance financial performance and support our growth initiatives.

Join our dynamic team at sia as an Associate Manager in Finance & Risk Management. In this role, you will be pivotal in enhancing our financial strategies and managing risk effectively. We are looking for a proactive leader who thrives in a fast-paced environment and is ready to tackle challenges head-on. Your insights will directly contribute to our strategic objectives and help shape the future of our financial operations.

Join Our Team:We are a renowned agency specializing in toys, consumer products, and promotional items, currently seeking a passionate and driven Analyst/Sales Coordinator to enhance our sales team in Toronto. Ideal candidates include motivated BBA students or recent graduates who are enthusiastic about entertainment licensing, consumer products, animated films, video games, collectibles, comics, fashion trends, and innovative marketing strategies.Key Responsibilities:Support the sales and demand planning team with precise forecasting and analysis.Utilize Microsoft Excel for detailed retail sales analysis and reporting.Contribute to the preparation and analysis of business plans.Oversee product sample inventory management.Coordinate shipments of samples to sales representatives and distribution partners.Investigate the latest trends and insights in licensed consumer products across various platforms including social media and blogs.Conduct competitor analysis focusing on distribution channels and product launches.Collaborate with account and creative teams to devise engaging product-based sales promotions.Document meeting summaries and reports effectively.Provide administrative support as required.

As an Operations Manager at Opendoor, you will spearhead our operational strategies to enhance efficiency and drive growth. You will lead a dynamic team dedicated to optimizing processes and improving our customer experiences. Your insights will be crucial in shaping our operational roadmap and ensuring we meet our ambitious goals.

What We’re Looking ForAre you a proactive and analytical finance expert? Phoenix is seeking a Senior Finance Manager who excels in navigating financial complexities and is passionate about establishing scalable financial frameworks. This pivotal role is ideal for someone who prioritizes precision, robust controls, and transparent data, and is eager to influence the growth trajectory of Phoenix.In this position, you will oversee our accounting, tax planning, insurance, and inventory management processes from start to finish, ensuring accuracy in our financials, efficiency in our processes, and adaptability in our systems to match the pace of a dynamic and operationally intricate business environment. You will collaborate closely with the CFO to facilitate informed, data-driven decisions and play a vital role in the forecasting framework.Your role will require cross-departmental collaboration with our Operations and Pharmacy teams to guarantee the seamless flow of financial data across inventory, payments, payroll, and accounting systems. Additionally, you will manage accounting functions across multiple entities, spearheading intercompany accounting and reconciliations to support coherent, consolidated reporting as we expand.What You’ll DoLead and mentor Phoenix’s bookkeeping teamOversee all aspects of Phoenix’s accounting operations, including financial reporting, controls, operational finance, tax compliance, and audit preparationManage accounting across multiple legal entities, including intercompany transactions, reconciliations, and eliminationsSupervise inventory accounting, including valuation, reconciliation, reserves, and cost of goods sold analysisEnhance and adapt financial and accounting systems to support growth and complexityDevelop, document, and implement accounting policies and procedures to maintain strong internal controlsPrepare monthly, quarterly, and annual financial statements in compliance with ASPELead the annual audit process and act as the main liaison for external auditorsOversee accounts receivable, accounts payable, payroll, expense reimbursements, and the monthly close processCollaborate with external tax advisors to manage income tax, sales tax, and other compliance filingsAssist in budgeting, forecasting, and variance analysis in close collaboration with FP&A and department leadersEvaluate financial results, trends, margins, costs, and inventory performance, providing clear insightsSupport supply and demand forecasting with a focus on inventory efficiency and working capital optimization