About the job
JOB PURPOSE:
The primary objective of this position is to prepare, review, and recommend credit facilities for a diverse portfolio of Corporate and Investment Banking (CIB) clients. This role requires adherence to all established credit policies and guidelines.
KEY ACCOUNTABILITIES:
- Timely preparation and submission of Credit Applications, including necessary client visits and due diligence in collaboration with the coverage team.
- Coordinate with Relationship Managers ahead of annual review due dates to gather essential information from borrowers for comprehensive credit reviews.
- Ensure that credit processing and approval turnaround times are maintained according to agreed Service Level Agreements (SLAs) with CIB.
- Regularly monitor accounts and collaborate with Business Units to ensure compliance with approval conditions.
- Identify potential problem accounts by monitoring early warning indicators and work with Business Units to implement corrective action plans promptly.
- Stay updated on clients' account conduct, financial standing, and market developments to provide informed recommendations regarding risk appetite, ratings, and classifications.
- Ensure data accuracy when presenting information to various stakeholders, including senior management.

