About the job
Welcome to Starling! We are pioneering a new era in banking by leveraging technology to empower individuals to save, spend, and manage their finances in a revolutionary manner. As a fully licensed UK bank, we embody the ethos of a dynamic, tech-driven company while maintaining our commitment to fairness and simplicity. With a talented workforce of over 3,500 across our offices in London, Southampton, Cardiff, and Manchester, we are dedicated to making banking better for everyone.
In the role of Credit Analytics Lead within our Credit Risk team, you will play a pivotal role as a senior team member with extensive credit experience. Your focus will span across all of Starling's lending portfolios including Mortgages, SMEs, and unsecured loans, engaging with every facet of the lending journey, from underwriting and origination to portfolio management, analysis, and recoveries.
If you are ambitious, inquisitive, and proactive, and have a desire to deepen your knowledge, we encourage you to apply!
Key Responsibilities:
- Lead data analytics initiatives within credit risk, delivering prompt insights and analytics on lending portfolios, and spearheading investigations into pertinent issues and challenges relating to first line lending activities from a credit risk standpoint, covering the entire credit risk cycle across all lending products.
- Serve as a credit risk expert throughout the complete lending journey.
- Oversee the development, maintenance, and monthly management of the Bank’s credit risk appetite.
- Assist in due diligence on third-party outsourcers and portfolio acquisitions.
- Provide support to both the first and second lines of defense teams on key projects as necessary.
- Contribute to the preparation and submission of reports to credit committees utilizing your credit expertise and market insights.
- Foster the growth of the credit risk team by providing training and coaching to colleagues.
- Promote best practices in credit management for the bank's lending operations.

