About the job
About Skip Loans
Skip Loans is an innovative Australian home loan lender dedicated to expediting the journey to home ownership for Australians. Our mission is to help individuals ‘skip to the owning bit’ with home loans requiring only a 2% deposit. We believe that purchasing a home should not necessitate halting life to save for a substantial deposit while property prices continue to rise. Our goal is to create a fairer, faster path to home ownership, enabling more individuals to transition from paying their landlord’s mortgage to their own.
Backed by notable US venture capital, international credit partners, and esteemed Australian investors such as Daniel Petre AO and Ed Robinson, we specialize in low-deposit home loans. Our aggressive scaling strategy has led to a loan book that is significantly larger than last year. With robust distribution partnerships, strong credit performance, and an expanding range of products, we are experiencing a true hyper-growth phase.
We pride ourselves on a dynamic team that operates swiftly, prioritizes customer experience, and supports one another to excel in our careers. If you are passionate about solving significant problems, enacting real change, and taking ownership, you will thrive here.
Mission of the Credit Team
To provide high-quality, policy-compliant mortgage credit decisions efficiently and accurately, while actively participating in the evolution of an AI-enhanced, customer-centric credit process in a rapidly growing start-up environment.
This position is crucial for maintaining credit quality, supporting responsible growth, and enhancing the customer experience through strong assessment skills, accountability, and continuous improvement.
About the Role
In the role of Credit Assessor at Skip Loans, you will manage the end-to-end assessment of loan applications for new mortgages, ensuring that lending decisions align with our credit policy. This is an outstanding opportunity for individuals with Credit Assessment experience who are eager to work in a fast-paced, entrepreneurial atmosphere alongside seasoned credit professionals. You will leverage your existing skills and contribute immediately while advancing your knowledge and capabilities. We foster a culture that recognizes proactive contributors who seek to make a difference and receive recognition for their efforts.
Key Responsibilities:
- Process end-to-end loan applications for new mortgages.
- Ensure compliance of lending decisions with the Sucasa Credit Policy.
- Take ownership of applications and drive the assessment process.