About the job
Join Our Team as a Credit Analyst - German Speaking (m/f/d)
At iwoca, we are experiencing rapid growth. With an increasing customer base comes the need for swift and reliable credit assessments. Our credit team is expanding, and we are on the lookout for skilled analysts who can evaluate customer credit in a prompt, equitable, and precise manner.
About iwoca
Small businesses often face fast-paced challenges. Opportunities can arise unexpectedly, and cash flow issues can emerge overnight. To thrive and expand, SMEs require financing that matches their dynamic needs. iwoca was established to meet this demand. Our innovative technology, data science expertise, and exceptional customer service empower business owners to act swiftly and confidently, providing them with the control they desire, exactly when they need it. We have successfully aided over 100,000 businesses with more than £4 billion in funding. Our dedicated team is passionate about further supporting SMEs through improved access to financing and services that simplify business operations. Our ultimate goal is to assist one million SMEs during their critical moments, leaving a lasting impact on their communities and economies.
Your Role
Evaluate credit applications utilizing your expertise, diverse data sources, and our advanced technology platform to make swift, just, and precise decisions.
Enjoy autonomy in your decision-making, which will expand as you deepen your understanding of our systems and processes.
Collaborate with fellow analysts on complex decisions, an essential component of our operational workflow.
Our credit decision-making is data-driven. You will partner with our analytics teams to refine our lending approach and adjust your methods accordingly.
Qualifications
We seek individuals who are intelligent, humble, driven, and committed to continuous improvement.
You should possess:
Experience in commercial loan underwriting, credit sanctioning, or credit analysis specifically within the SME sector in Germany.
Strong business acumen and a solid understanding of the risk and revenue factors that affect loan application creditworthiness.
Proficiency in the German language, ideally at a native level.
Capability to interpret and analyze financial statements effectively.
A motivated, enthusiastic attitude that fosters collaboration and success.

