About the job
Join Our Team as a Loan Officer – Focused on Real Estate Investors!
Located in Charlotte, NC (Flexible Hybrid: 1 to 3 days in the office based on your location) | Full-Time Position | Competitive Earnings Potential of $140K–$175K+
Are you eager to elevate your career in lending? At Ternus Lending, LLC, we are not just lenders; we are investors who have crafted a unique platform tailored for fellow investors. We excel in providing financing for 1–4 family residential investment properties, enabling our clients to expand their portfolios through innovative loan products that are exclusive to us.
Step into a role where you will not only close loans, but also educate, inspire, and empower property investors, all while forging lasting relationships.
Your Responsibilities
- Become the trusted advisor for residential property investors, expertly guiding them through our specialized loan programs.
- Master our loan products and systems to efficiently navigate the entire loan process from Due Diligence to Underwriting to Closing.
- Work intelligently: leverage company-provided leads and utilize our Salesforce database to maximize conversions.
- Establish rapport, conduct marketing outreach, and confidently qualify clients.
- Achieve and surpass origination targets — here, high achievers fast-track their career growth.
Qualifications
What We Seek
- Minimum of 2 years in residential or commercial mortgage lending (or equivalent experience).
- Proven sales acumen — exceptional ability to build relationships, finalize deals, and cultivate repeat clientele.
- A Bachelor's degree is advantageous but not mandatory.
- State mortgage licensing is preferred.
Compensation & Benefits
What We Offer
- Base Salary: $50,000 annually
- Commission: $500 per funded loan or 30 BPS of the loan amount (whichever is higher)
- Earnings Potential: $140K–$175K annually, plus additional bonuses
- Flexible hybrid work schedule: Enjoy working from home with 1 to 3 days on-site in Uptown Charlotte
- Monday to Friday workweek — balance your life while maximizing your earning potential.
Why Choose Ternus Lending?
We understand the challenges investors face, having been in their position ourselves. Our lending platform is designed to address real issues in real estate investing. Our distinctive products and thriving team culture make Ternus Lending a high-growth company where your contributions and earnings can expand simultaneously.
Ready to Apply? Submit your resume and complete the assessment linked below. Don’t delay—this opportunity won’t last long!
Assessment Link: Take the Assessment Here

