About the job
As a Mortgage Underwriter at Together, you will play a pivotal role in meticulously reviewing, authorizing, and finalizing mortgage and secured loan applications. Your focus will be on minimizing risk for the business while ensuring optimal outcomes for our customers. By adhering to group lending criteria, policies, and procedures, you will manage customer and broker relationships proactively and deliver exceptional service that fosters future business growth.
We are seeking a candidate who can:
- Evaluate high-value and complex cases from direct customers and broker intermediaries, making sound underwriting decisions aligned with company policies.
- Analyze risks and provide rationales for each application to ensure loans are both affordable and sustainable.
- Issue mortgage offers in compliance with agreed service levels.
- Detect potential fraud at all stages of an application, ensuring timely investigation and reporting to protect the business and our customers.
- Oversee the entire pipeline of cases, both pre- and post-offer, working proactively with brokers and third parties to meet Service Level Agreements (SLAs).
- Communicate directly with solicitors to secure necessary completion documentation, ensuring funds are released on schedule.
- Act as a key contact for intermediaries, addressing both general and case-specific inquiries.

