About the job
At Credit Karma, we are driven by a mission to empower financial progress for over 140 million members worldwide. Known for our groundbreaking free credit scores, we offer a comprehensive suite of financial services, including identity monitoring, credit card applications, insurance shopping, and savings account management—all at no cost to our users. Our growth has been remarkable, with a workforce exceeding 1,700 across our offices in Oakland, Charlotte, Culver City, San Diego, London, Bangalore, and New York City.
*Banking services are provided by MVB Bank, Inc., Member FDIC.
We are seeking a forward-thinking and results-oriented Senior AI Scientist II who is enthusiastic about leveraging machine learning to tackle financial challenges faced by millions of our members. In this pivotal role, you will lead efforts to drive data-driven decisions and implement AI-enhanced recommendations and monetization strategies that empower our members to meet their financial aspirations.
AI is integral to Credit Karma’s offerings, underpinning our core machine learning capabilities that drive monetization, personalization, and a value-driven experience for our members. This role involves extensive collaboration across various teams, including engineering, product, marketing, finance, and analytics.
With a solid foundation in data science and machine learning, coupled with exceptional communication skills, you will spearhead innovation in developing and applying AI techniques that power our most relevant financial products and actionable recommendations. This position is perfect for someone who combines strong machine learning and AI expertise with business insight and cross-functional teamwork.
Key Responsibilities:
- Collaborate with colleagues across the organization to identify impactful opportunities to utilize our extensive data for the benefit of our users.
- Drive revenue and engagement growth through continuous enhancements in various machine learning models, feature engineering, and personalization strategies.
- Engage in research initiatives with team members to explore advancements in GenAI, Deep Learning, Recommender Systems, and their applications in Personal Finance.
- Work closely with partner teams to establish metrics that assess diverse aspects of our business, including revenue...

