Qualifications
Key Responsibilities:Contribute to the Credit Policy and Strategy domain.Suggest enhancements, modifications, and continuous testing to evolve the Credit Policy.Analyze and oversee ongoing tests, generating insights that support informed decision-making.Iterate on credit rules and product strategies to meet department objectives.Monitor credit metrics and reports (origination, maintenance).Collaborate with various teams to refine credit assessment processes and onboarding experiences, enhancing conversion rates.Forge a close partnership with the Product team to analyze, comprehend, and propose strategies for product optimization.Track and evaluate the performance of models developed by the Data Science team.Qualifications:Bachelor’s degree in Finance, Economics, Business Administration, or a related field.Demonstrable experience in credit or credit risk within banks or financial institutions; fintech experience is advantageous.In-depth knowledge of credit assessment and analytical tools.Strong analytical abilities with expertise in managing large datasets (preferably using SQL and Python).Exceptional communication skills with a collaborative mindset in matrix and horizontal team structures.Proactive attitude and capability to make data-driven decisions.Self-sufficient with strong numerical proficiency.
About the job
Join Us in Transforming Financial Experiences for Millions!
At RecargaPay, we are dedicated to providing an unparalleled payment experience for Brazilian consumers and small enterprises. Our mission is to create an innovative digital ecosystem that bridges the gap between the banked and unbanked, delivering a comprehensive solution for all financial needs.
We proudly serve over 10 million users and facilitate more than USD 4 billion in transactions annually. Since achieving profitability in 2022, we have been expanding our credit operations. Our team is AI-driven and operates entirely remotely, thriving in the fast-evolving Brazilian financial landscape.
Our ambition? To offer the most seamless payment solutions in Brazil, catering to both individuals and small business owners.
We promote a culture of autonomy, accountability, and proactive engagement. We seek individuals who are inquisitive, action-oriented, and passionate about making a tangible impact — those eager to tackle real challenges, collaborate with dynamic teams, and redefine what's achievable.
If you're ready to bring your best work to life with purpose and at scale, welcome to RecargaPay!