About the job
- Conduct thorough quality control audits for post-loan closing and pre-funding processes. Ensure all documentation is accurate and complete prior to the release of loan documents, and verify post-closing documentation for accuracy, confirming the presence and proper execution of all supporting documents. Document and report any loan exceptions found during the review process.
- Possess expertise in RADD, forensic reviews, and QM (Conventional, FHA, VA, USDA), as well as non-QM and portfolio loan assessments.
- Review credit and income details; calculate income from employment, self-employment, rental sources, and any other income streams.
- Identify potential red flags in loan files through comprehensive reviews of income documentation, asset information, credit reports, fraud reports, and exclusionary lists.
- Analyze entity documentation to gain insights into business structures and authorized signers.
- Familiarity with relevant federal regulations and state laws is advantageous.
- Demonstrate the ability to prioritize tasks and interpret policies, programs, and guidelines effectively.
- Exhibit strong attention to detail, excellent organization, and communication skills.
- Manage multiple tasks, embrace new responsibilities, and prioritize effectively within a deadline-driven environment.
- Showcase strong interpersonal and teamwork abilities, with the capacity to influence through collaboration.
- Be self-motivated, displaying high personal energy and commitment.
- Be open to working night shifts as required.