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Senior Backend Software Engineer

PerpayPhiladelphia, Pennsylvania, United States
On-site Full-time $160K/yr - $200K/yr

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Experience Level

Senior

Qualifications

To be considered for this role, candidates should possess:Strong experience in backend development with proficiency in relevant programming languages. Hands-on experience with designing and implementing scalable systems. Ability to review and provide constructive feedback on code. Experience mentoring junior engineers and fostering a collaborative team environment. A proactive approach to problem-solving and a passion for continuous learning.

About the job

Perpay is a certified B Corp based in Philadelphia, focused on supporting the financial health of everyday Americans. Over the past decade, the company has grown into a profitable business with strong product-market fit, serving more than 500,000 customers and facilitating over $1 billion in spending. With backing from First Round Capital and L Catterton, Perpay continues to expand its team, launch new products, and increase its impact.

The company offers several products, including:

  • Perpay Marketplace: An e-commerce platform that combines interest-free payments with responsible repayment options.
  • Perpay+: A service that helps members build and monitor credit using their Marketplace repayment history.
  • Perpay Credit Card: A credit card designed to broaden access to Mastercard benefits by removing common barriers.

The team works mainly in person at a center-city Philadelphia office designed for collaboration and fast product development. While most work happens onsite, the company accommodates personal needs and coordinates remote work around major holidays.

Role overview

Perpay is seeking a Senior Backend Software Engineer who cares about backend systems, user experience, and reliability. The ideal candidate has played a key role in designing and implementing backend features for at least one significant production application within the past year.

What you will do

  • Write backend code for production systems
  • Review pull requests and offer constructive feedback
  • Mentor fellow engineers
  • Contribute to scoping and designing new features
  • Share backend expertise, whether by leading learning sessions or guiding major refactors

This position suits engineers who enjoy tackling complex problems and delivering solutions alongside a collaborative team.

Location

This role is based in Philadelphia, Pennsylvania. In-person collaboration is encouraged, but there is flexibility for personal needs and remote work is coordinated around major holidays.

About Perpay

Perpay is a certified B Corp committed to improving the financial stability of Americans through innovative financial products designed for consumers with subprime credit. With a focus on responsible spending and credit building, we are redefining the financial landscape for our users.

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