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Senior Data Scientist - Predictive Modeling in Credit & Risk

CarvanaTempe, AZ
On-site Full-time

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Experience Level

Senior

Qualifications

Qualifications: Proven experience in data science, with a focus on predictive modeling, credit, and risk analysis. Strong proficiency in statistical analysis and machine learning techniques. Ability to work with large datasets and extract meaningful insights. Excellent problem-solving skills and a strong analytical mindset. Effective communication skills to convey complex concepts to non-technical stakeholders. A team-oriented attitude with a drive for continuous improvement.

About the job

About Carvana...

At Carvana, we are revolutionizing the car buying and selling experience. With an innovative vision and a unique approach that prioritizes fun, speed, and fairness, Carvana has emerged as the fastest-growing automotive retailer in history. In just eight years, we've expanded our reach nationally, gone public on the New York Stock Exchange, sold our one millionth vehicle, and entered the Fortune 500.

Currently, with over 4 million retail customers, Carvana stands as the fastest-growing and most profitable public automotive retailer, and we are just at the beginning of our journey. We are committed to enhancing our customers' experiences as we explore the vast opportunities in this massive consumer sector.

Joining our team means being part of a culture that embraces change, celebrates innovative problem-solving, and consistently seeks improvement. At Carvana, you'll face significant challenges, gain quick insights, and influence the future of automotive retail. If you are motivated to grow and make a difference within a collaborative environment, you will thrive here. Discover more about life at Carvana from the people who already work here.

Work Model: This is a 100% on-site position at our Tempe office, Monday through Friday.

About the Role

This position is integral to Carvana's Credit & Risk modeling domain, focusing on high-impact predictive models that assist in risk assessment and decision-making across the organization.

We are seeking a senior contributor to enhance the technical capabilities of our core credit and risk models by developing, validating, and implementing new modeling techniques and data signals.

Success in this role is driven by continuous improvement, introducing innovative ideas pragmatically, demonstrating value swiftly, and progressively refining approaches over time. Although the primary focus will be on our flagship credit and risk models, effective techniques and signals are expected to extend to other models and teams through collaborative workflows and modeling infrastructure.

This role is ideal for someone who thrives at the intersection of advanced modeling and practical application, effectively balancing complexity with business goals.

What You’ll Be Doing

  • Enhancing core credit and risk models through a series of incremental improvements in accuracy, robustness, and coverage.
  • Utilizing a diverse array of structured and unstructured data sources across various modalities to propel sustained enhancements in model accuracy.

About Carvana

Carvana is at the forefront of transforming the automotive retail landscape, providing a clever and streamlined way for consumers to buy and sell vehicles. Our commitment to innovation and customer satisfaction has made us a leader in the industry.

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