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Senior Enterprise Risk Analyst

mpsolutionsBudapest, Budapest, Hungary
Hybrid Full-time

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Experience Level

Senior

Qualifications

Qualifications:Higher education in finance or economicsMinimum of 3 years of relevant experienceStrong analytical skillsExcellent communication skillsAbility to work independently

About the job

Senior Enterprise Risk Analyst

Position Group: Risk Management
Work Location: Budapest XIII. district
Work Type: Full-time (4 days a week in the office)

Our partner is one of Hungary's largest and most dynamically evolving universal banks, boasting a stable background and a continuously expanding corporate sector. You will work in a modern, innovative environment where your professional opinions truly matter and where individual ideas are welcomed and nurtured. This is an organization with a strong professional community, transparent career paths, and long-term, predictable growth opportunities.

Key Responsibilities

  • Analyzing and assessing credit risk for large corporate clients
  • Conducting risk assessments of loan applications and financing structures
  • Performing detailed analysis of financial statements (balance sheet, income statement, cash flow)
  • Preparing credit risk proposals and professional opinions for decision-making forums
  • Conducting credit ratings and determining risk classifications
  • Regularly reviewing managed portfolios (limit reviews, annual assessments, monitoring)
  • Identifying early warning signals and developing risk mitigation proposals
  • Collaborating with business areas in the design of financing structures during the proposal phase
  • Participating in client negotiations with risk expertise
  • Analyzing complex corporate transactions and preparing decisions for the credit committee
  • The colleague in this position will oversee the entire process from analysis to portfolio monitoring.

Requirements

  • Higher education in finance or economics
  • Minimum of 3 years of experience in corporate credit risk management or large corporate lending
  • Proficient skills in balance sheet and financial analysis (cash flow analysis, interpretation of financial indicators)
  • Experience in preparing credit risk proposals and decision-making materials
  • Structured, analytical thinking
  • Independent, precise work ethic and a high level of accountability
  • Strong communication and collaboration skills

Preferred Qualifications

  • Experience with large corporate clientele
  • Experience in analyzing structured or project financing transactions
  • Knowledge of banking or leasing financing structures
  • Experience in portfolio monitoring or limit reviews
  • Proficiency in English or German
  • Background in Big4 consulting (Financial Due Diligence / Debt Advisory / Restructuring)

Benefits

  • Comprehensive sports and health support
  • Ability to work from home one day a week
  • ...

About mpsolutions

mpsolutions is a leading universal bank in Hungary, known for its dynamic growth and a strong commitment to innovation and professional development. The company fosters an inclusive environment where employees are encouraged to share their insights and contribute to the collaborative success of the organization.

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