About Us Moniepoint is a leading global fintech company dedicated to creating innovative financial solutions for millions of individuals and businesses in rapidly growing markets. Our offerings include comprehensive payment solutions, banking services, credit options, and financial management tools, all designed to empower users in managing their financial lives and fostering business growth. Our goal is straightforward: to facilitate financial well-being for every African, wherever they are. As we continue to expand in regions like Nigeria and the UK, we are actively enhancing our product, engineering, and analytics teams. Our initiatives encompass establishing robust financial infrastructures and crafting user-friendly customer experiences tailored for emerging markets, addressing real-world challenges at scale. We are proud to onboard over a million new customers monthly, process hundreds of billions in payments each year, and serve tens of millions of users throughout our ecosystem. Our India team plays a pivotal role in this growth, with approximately 100 talented professionals spread across major cities including Bengaluru, Mumbai, Pune, Chennai, Hyderabad, and Gurgaon. Join us in a dynamic, high-impact environment alongside seasoned experts from top firms like Gojek, Tide, Amazon, Walmart, Paytm, BharatPe, Zeta, Delivery Hero, Grab, and Groupon. If you are eager to innovate at scale, engage with one of Africa's largest fintech datasets, and contribute to products that significantly impact millions, now is the ideal time to become a part of our journey. Role Overview: At Moniepoint, data is the cornerstone of our operations. We are focused on delivering exceptional customer-centric solutions, and your expertise will empower our teams to make informed, data-driven decisions that propel our business success. We are looking for a results-oriented Senior Data Scientist to enhance Moniepoint’s consumer lending strategies on a large scale. You will develop models, conduct experiments, and extract insights that will guide our customer acquisition, underwriting, and retention processes across Nigeria and Africa. This key position will influence our pricing strategies, credit limit modeling, and the deployment of credit models in a thriving business with unprecedented potential to extend financial services to millions of customers. You will collaborate closely with our dedicated Consumer Credit team, shaping our approach to risk assessment, product offerings, and data infrastructure to deliver the most personalized solutions for our clients. You’ll be responsible for constructing our inaugural suite of credit risk models and fostering a culture that balances machine learning with traditional methodologies, bringing innovative perspectives that inspire both the team and our clients. Sitting at the intersection of data science, credit risk assessment, and product development, you will convert complex data into actionable strategies that fuel growth while ensuring healthy portfolio performance.
Mar 13, 2026
