Senior Manager, Credit Risk

CurrentNew York, NY

On-site Full-time $180K/yr - $250K/yr

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Experience Level

Senior Level Manager

Qualifications

Strong analytical skills, hands-on leadership, strategic thinking, and proven experience in credit risk management are essential. Familiarity with regulatory compliance and strong communication skills are also required.

About the job

SENIOR MANAGER, CREDIT RISK

Current is a premier consumer fintech platform dedicated to enhancing financial access for everyday Americans, boasting a community of over five million members. Our mission is to provide interconnected financial solutions that address our members' needs, empowering all Americans to achieve better financial futures. Located in the vibrant heart of NYC, we thrive in a results-oriented environment that encourages product innovation, rapid growth, and enables every team member to contribute meaningfully to our business and mission of improving financial outcomes.

ABOUT THE ROLE:

We are seeking a skilled Senior Manager, Credit Risk to join our dynamic team and spearhead the expansion of our Credit and Liquidity product offerings. This pivotal role is essential during a period of significant growth for Current. The primary objectives include fostering profitable growth of our Credit and liquidity products by concentrating on credit and underwriting strategy, design, execution, management, and continuous optimization. The ideal candidate will possess remarkable analytical skills, a proactive approach, and a mindset akin to that of a business owner.

KEY RESPONSIBILITIES:

Formulate the strategy and roadmap for product underwriting; drive the continuous enhancement of existing products to meet business goals.
Function as an individual contributor to outline credit product design, approach to underwriting analysis, and modeling, iterating and validating credit underwriting and offer terms from inception to completion.
Lead hands-on initiatives with data analysts, cross-functional teams, and external vendors to create, test, deliver, and oversee new underwriting and ongoing account management for our credit/liquidity products, including Paycheck Advance, Overdraft, and Credit Builder.
Collaborate closely with internal stakeholders, such as Finance, to ensure effective management of provisioning, true-up and release of loss allowances, and for funding strategy and execution; coordinate with Legal/Compliance to meet regulatory requirements.
Engage with bank partners on risk-related agendas and processes.

ABOUT YOU:

Credit Risk strategist with experience across the credit and liquidity product lifecycle.
Critical thinker who evaluates problems from multiple perspectives to eliminate bias and scrutinize key assumptions.
Creative problem-solver adept at identifying innovative solutions that achieve mutually beneficial outcomes despite constraints.
Results-focused individual who bases contributions on tangible business and customer impact, effectively prioritizing to maximize speed-to-impact.
Quick learner with a passion for continuous improvement.

About Current

Current is a leading consumer fintech platform committed to transforming financial access for everyday Americans. With a focus on innovation and results, Current empowers its members to build better financial futures through integrated financial solutions.

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Senior Credit Risk Analyst

Coast

Full-time|On-site|New York, NY

Join our dynamic team at Coast as a Senior Credit Risk Analyst. In this pivotal role, you will leverage your analytical expertise to assess and manage credit risk, ensuring our financial strategies align with market conditions. Your insights will drive decision-making processes and enhance our risk management framework.

Apr 30, 2026

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Credit Risk Manager/Director

Nelo

Full-time|On-site|NYC

Credit Risk Manager/Director @ NeloAbout NeloNelo is a prominent consumer fintech and e-commerce platform operating in Mexico, boasting over $500 million in annualized GMV and exceeding $70 million in annual revenue. Our mission is to empower consumers in Latin America by providing a modern alternative to traditional credit cards. To date, Nelo has successfully secured over $40 million in venture capital from esteemed investors such as Homebrew, Two Sigma Ventures, and Susa Ventures, alongside a $100 million asset credit facility from Victory Park Capital. Our dynamic team comprises seasoned leaders from top-tier technology companies such as Uber, Amazon, Rappi, and DiDi. We take pride in our agility, intellectual rigor, and operational efficiency. Nelo maintains offices in both Mexico City and New York City.Location: New York City or Mexico City, with 80% in-office presence.Language: Proficiency in English is required; Spanish is a plus.Role Mission: To enhance gross profit and ensure portfolio resilience through iterative testing of approval/decline processes, line assignments, and loan pricing & duration policies.Key Responsibilities:Portfolio Resilience: Within the first month, design a strategy to create a portfolio capable of absorbing a 100% increase in losses without allowing gross margin to decline below a predetermined threshold.Consistent Acquisition Cohorts: By the end of the third month, ensure that no stable segments exhibit a >=15% (relative) discrepancy between expected and actual credit loss performance at acquisition time, by adjusting short-term rules to target any that do.Early Momentum: Achieve a 1 percentage point increase in gross profit. While achieving the aforementioned outcomes, proactively seek opportunities to refine approval/decline processes, line assignments, pricing, or loan duration policies. Within three months, launch an experiment to test your hypotheses, with the goal of generating at least a 1 percentage point increase in gross profit within the treatment group by the four-month mark.Steady-State Profit Generation: By the end of your first year, produce a cumulative $1 million in gross profit attributable to your experiments and credit policy changes, escalating to $5 million by year two.

Jan 23, 2026

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Credit Analyst Manager

Parker

Full-time|On-site|NYC Head Office

About The Role:Parker is on an ambitious mission to empower individuals to achieve financial independence. We believe that the key to this goal is equipping independent business owners with the essential financial tools required for sustainable growth.Our innovative product features a virtual corporate card paired with dynamic spending limits and profitability-driven software tools. This combination helps eCommerce merchants accelerate their growth while maintaining control over their profit margins.Having successfully raised over $180M in equity and debt from esteemed investors including Valar Ventures, Y Combinator, and SVB, as well as prominent founders such as Solomon Hykes (Docker), Paul Buchheit (Gmail), and Robert Leshner (Compound), we have established a strong product-market fit and are experiencing rapid growth as a Series B fintech.We are currently expanding our credit operations and seeking a detail-oriented and experienced Credit Analyst Manager to assess business creditworthiness and facilitate disciplined portfolio expansion. In this role, you will oversee and enhance Parker’s underwriting operations, develop credit policies, streamline processes, and help us achieve a balanced approach to risk and growth. If you are driven by credit risk, data-focused decision-making, and empowering customers through innovative financial solutions, we want to hear from you.What You’ll Do:Lead the credit analyst team for both new and existing applicants for Parker’s corporate card and lending products.Refine and uphold credit policies, approval thresholds, and risk segmentation frameworks.Evaluate financial statements, banking information, and alternative data sources to determine creditworthiness.Collaborate closely with Risk, Data, and Product teams to enhance automation and develop predictive scoring models.Provide timely, well-informed credit decisions to support Sales and Success teams.Monitor portfolio performance and adapt underwriting strategies as necessary.Assist in building a scalable, high-performing underwriting team over time.What We’re Looking For:10+ years of experience in underwriting, credit risk, or lending, preferably with SMBs, eCommerce, or card-based offerings.Experience in fintech, payments, or embedded credit products.Strong analytical skills and proficiency in data interpretation.Excellent leadership abilities and a collaborative mindset.Passion for innovation in the financial sector.

Aug 5, 2025

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Senior Manager, Credit Risk

Current

Full-time|$180K/yr - $250K/yr|On-site|New York, NY

SENIOR MANAGER, CREDIT RISK Current is a premier consumer fintech platform dedicated to enhancing financial access for everyday Americans, boasting a community of over five million members. Our mission is to provide interconnected financial solutions that address our members' needs, empowering all Americans to achieve better financial futures. Located in the vibrant heart of NYC, we thrive in a results-oriented environment that encourages product innovation, rapid growth, and enables every team member to contribute meaningfully to our business and mission of improving financial outcomes. ABOUT THE ROLE: We are seeking a skilled Senior Manager, Credit Risk to join our dynamic team and spearhead the expansion of our Credit and Liquidity product offerings. This pivotal role is essential during a period of significant growth for Current. The primary objectives include fostering profitable growth of our Credit and liquidity products by concentrating on credit and underwriting strategy, design, execution, management, and continuous optimization. The ideal candidate will possess remarkable analytical skills, a proactive approach, and a mindset akin to that of a business owner. KEY RESPONSIBILITIES: Formulate the strategy and roadmap for product underwriting; drive the continuous enhancement of existing products to meet business goals. Function as an individual contributor to outline credit product design, approach to underwriting analysis, and modeling, iterating and validating credit underwriting and offer terms from inception to completion. Lead hands-on initiatives with data analysts, cross-functional teams, and external vendors to create, test, deliver, and oversee new underwriting and ongoing account management for our credit/liquidity products, including Paycheck Advance, Overdraft, and Credit Builder. Collaborate closely with internal stakeholders, such as Finance, to ensure effective management of provisioning, true-up and release of loss allowances, and for funding strategy and execution; coordinate with Legal/Compliance to meet regulatory requirements. Engage with bank partners on risk-related agendas and processes. ABOUT YOU: Credit Risk strategist with experience across the credit and liquidity product lifecycle. Critical thinker who evaluates problems from multiple perspectives to eliminate bias and scrutinize key assumptions. Creative problem-solver adept at identifying innovative solutions that achieve mutually beneficial outcomes despite constraints. Results-focused individual who bases contributions on tangible business and customer impact, effectively prioritizing to maximize speed-to-impact. Quick learner with a passion for continuous improvement.

Mar 9, 2026

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Manager/Senior Manager, Credit & Risk Management

NBCUniversal Media, LLC

Full-time|On-site|New York

We are seeking an experienced Manager/Senior Manager to lead our Credit & Risk Management team at NBCUniversal. This pivotal role demands a strategic thinker who can navigate complex financial landscapes while ensuring the company's risk parameters are met. You will be responsible for developing credit policies, assessing potential risks, and managing relationships with key stakeholders. Join us in this exciting opportunity to make a significant impact on our organization.

Mar 18, 2026

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Senior Credit Analyst at Parker | New York City

Parker

Full-time|On-site|NYC Head Office

About The Role:At Parker, our mission is both straightforward and ambitious: to empower a greater number of individuals to achieve financial independence. We believe that equipping independent business owners with the right financial tools is key to scaling their success sustainably.Our flagship product merges a virtual corporate card featuring dynamic spending limits with software tools designed to enhance profitability—enabling eCommerce merchants to accelerate growth while maintaining control over their financial margins.To date, we have successfully raised over $180 million in equity and debt from top-tier investors including Valar Ventures, Y Combinator, SVB, as well as distinguished founders like Solomon Hykes (Docker), Paul Buchheit (Gmail), Paul Graham (Y Combinator), and Robert Leshner (Compound). As a Series B fintech company, we are rapidly scaling and experiencing strong product-market fit with increasing demand.In your role as a Senior Credit Analyst at Parker, you will conduct comprehensive credit evaluations for businesses applying for our credit products. This involves leveraging financial analysis, pattern recognition, and sound judgment to make critical credit decisions. You will collaborate closely with our Risk, Sales, and Product teams to ensure we are approving suitable customers with appropriate structures while safely expanding our credit portfolio.

Aug 28, 2025

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Senior Credit Analyst - Capital Portfolio Analytics

Flexport

Full-time|On-site|New York City, New York, United States

Join Flexport as a Senior Credit Analyst in our Capital Portfolio Analytics team, where your expertise will shape financial strategies and drive impactful decisions. You will play a pivotal role in analyzing credit risks, evaluating portfolio performances, and collaborating with cross-functional teams to enhance financial outcomes. If you are passionate about data-driven decision-making and thrive in a dynamic environment, we want to hear from you!

Mar 16, 2026

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Senior Analyst / Associate - Risk Management

Hasi

Full-time|On-site|New York, New York

Join our dynamic team at Hasi as a Senior Analyst / Associate specializing in Risk Management. In this pivotal role, you will leverage your analytical skills to assess and mitigate risks, ensuring the financial health and stability of our organization. Collaborate with cross-functional teams to develop and implement risk management strategies that align with our business objectives.

Apr 3, 2026

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Credit Analyst at Aquarian Liquid Credit | New York

Aquarian Asset Management, LLC

Full-time|On-site|New York, NY

Join Aquarian Liquid Credit as a Credit Analyst where you will play a crucial role in analyzing credit risk and supporting investment decisions. You will collaborate with a dynamic team to assess creditworthiness and provide insights that drive our investment strategy. If you are passionate about finance and possess strong analytical skills, we invite you to apply!

Mar 13, 2026

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Senior Credit Consultant

Guidepoint

Full-time|$150K/yr - $200K/yr|Hybrid|New York, New York, United States

Join Guidepoint as a Senior Credit Consultant and play a pivotal role in providing actionable insights to our institutional investment and corporate clients. Our Insights product includes teleconferences, surveys, and in-person events, all designed to empower clients to make informed decisions. The content is curated from Guidepoint’s proprietary network of experts, including former investment professionals and industry analysts, ensuring high-quality support for your analytical endeavors.Key Responsibilities:Monitor corporate credit conditions across North America, focusing on distressed and restructuring scenarios as well as price fluctuations in leveraged loan and high-yield markets.Conduct thorough research on companies, analyzing earnings releases, investor presentations, and SEC filings to inform your insights.Review and evaluate credit agreements, bond indentures, and relevant court documents.Create original content and lead teleconferences on pressing topics, featuring experts to deliver actionable insights for our buy-side clients.Generate innovative ideas and track investor sentiment within the North American credit landscape.This position can be performed in-person or fully remotely, allowing for flexibility in your work environment.

Dec 23, 2025

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Risk Analyst

Morpho

Full-time|On-site|New York

As a Risk Analyst at Morpho, you will play a pivotal role in identifying, assessing, and mitigating risks that could impact our operations and strategic goals. You will leverage your analytical skills to evaluate data, generate risk reports, and collaborate with various teams to implement effective risk management strategies.

Mar 30, 2026

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Credit Analyst

Coface

Full-time|On-site|New York

About the Role Coface is seeking a Credit Analyst in New York to assess the creditworthiness and financial stability of businesses. This position involves analyzing financial statements and other complex data to support risk evaluation and decision-making. What You Will Do Review and interpret financial data from a range of businesses Prepare clear, detailed credit reports Offer insights and recommendations to support credit decisions Impact This role helps businesses manage financial risk and make informed choices in a changing market.

Apr 13, 2026

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Risk and Compliance Analyst

Elliptic

Full-time|On-site|New York, United States

Role Overview:We are seeking a meticulous and analytical Risk and Compliance Analyst to join our dynamic team. This position is pivotal in assisting with risk analysis and the implementation of controls that align with regulatory standards and client control frameworks. The ideal candidate will possess exceptional critical thinking abilities, strong analytical skills, and the capacity to work autonomously.As part of our commitment to growth, you will play a key role in enhancing Elliptic's risk and compliance processes, tailoring our offerings to meet the needs of clients operating in complex regulatory environments. Your contributions will assist in the evolution of our existing frameworks and introduce innovative business practices critical to our strategic goals.You will collaborate within a small yet energetic team in a rapidly growing organization, requiring a mindset geared towards growth. We value commitment to your colleagues and the company, along with a proactive approach to identifying and overcoming challenges collaboratively. The environment is fast-paced yet rewarding!We encourage professional development and are looking for someone who can fulfill current needs while also having the potential for greater responsibilities in the future.Key Responsibilities:Supporting the Enterprise Risk Management Framework (ERMF):Enhance and mature existing enterprise-wide ERMF processes and procedures.Collaborate with stakeholders to conduct risk assessments and convey operational and tactical risks using risk management tools.Work alongside department heads to develop risk treatment controls and implement monitoring processes to evaluate control design and effectiveness.Analyze risk data and communicate findings regarding risk concentration and changes in risk scores to management through various forums and committees.Assist in creating risk policies and procedures.Design and deliver risk training and awareness programs for colleagues.Managing the Organizational Compliance Framework:Maintain a comprehensive understanding of relevant regulatory requirements...

Feb 20, 2026

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Senior Credit Operations Analyst - Loan Operations

Mercury

Full-time|Remote|San Francisco, CA, New York, NY, Portland, OR, or Remote within Canada or United States

Role Overview Mercury is looking for a Senior Credit Operations Analyst focused on Loan Operations. This role centers on analyzing credit operations, maintaining efficient processes, and supporting strong performance across lending activities. What You Will Do Review and analyze credit operations to identify areas for improvement Work closely with teams across the company to strengthen lending processes Provide operational insights that inform strategic decisions Help ensure loan operations run smoothly and efficiently Location This position can be based in San Francisco, CA, New York, NY, Portland, OR, or remote within Canada or the United States.

Apr 16, 2026

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Insurance Credit Analyst / Senior Analyst - New York

Kroll Bond Rating Agency, LLC

Full-time|$75K/yr - $95K/yr|On-site|New York, New York

Position Title: Insurance Credit Analyst / Senior Analyst (NY) Entity: Kroll Bond Rating Agency, LLC Employment Type: Full-time Location: New York, New York Summary/Overview: Kroll Bond Rating Agency, LLC (KBRA) is on the lookout for a dedicated Analyst or Senior Analyst to join our rapidly growing Insurance ratings division. This role is ideal for a motivated and dynamic professional eager to engage with the credit ratings process for insurance firms and their associated debt issuances. Our diverse and expanding portfolio encompasses entities across all domains of the global insurance landscape, including property/casualty, life, annuity, and reinsurance. Candidates with a strong background in the insurance sector are encouraged to apply. This position is based in KBRA's vibrant New York City office. About the Job: Assist with various aspects of the credit ratings process, including both quantitative and qualitative analyses, while actively contributing to team discussions. Support the development of rating and analytical frameworks to facilitate financial statement evaluations and debt instrument assessments. Participate in on-site due diligence meetings with management teams to evaluate their investment expertise, risk management capabilities, operational methodologies, and overall strategic execution. Create and maintain complex spreadsheets and databases to support analytical efforts. Collaborate seamlessly with KBRA experts across other sectors, such as investment funds, financial institutions, and structured credit. Assist in research efforts for internal and external publications. You will excel in this role if you possess: A Bachelor's degree in Finance, Business, Mathematics, or a related field emphasizing strong analytical skills. For Analyst level: 0-2 years of experience in insurance, financial institutions, credit risk, or fixed income investing. For Senior Analyst level: A minimum of 2+ years of experience as an analyst in insurance, financial institutions, credit risk, or fixed income investing. The ability to work collaboratively in a dynamic and fast-paced environment. Strong time management skills to navigate the demands of a rapidly growing organization.

Mar 23, 2026

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Senior Analyst, Corporate Credit Funds Research - New York

Kroll Bond Rating Agency, LLC

Full-time|$85K/yr - $105K/yr|On-site|New York, New York

Position Title: Senior Analyst, Corporate Credit Funds ResearchKroll Bond Rating Agency (KBRA) is looking for a Senior Analyst to become an integral part of our Corporate Credit Funds Group. This dynamic team plays a crucial role in delivering market-oriented, data-driven research that focuses on the evolving private credit landscape. In this position, you will harness proprietary data to transform complex datasets into actionable credit insights for a diverse array of stakeholders, including investors and internal teams.Key Responsibilities:Collaborate with sector experts to develop comprehensive research utilizing extensive proprietary datasets, which includes:Corporate Research: Analyzing financial statements, lender investment memoranda, and credit agreements for over 5,300 sponsor-backed middle-market companies.Fund Research: Investigating rated note feeders, collateralized fund obligations, private equity net asset value loans, and asset-based finance reporting.Structured Credit Research: Conducting thorough evaluations of collateralized loan obligations (CLOs) and related structured products.Gain a profound understanding of the factors influencing credit, including the function of private markets, risk management, and investment return generation.Engage with senior firm members for research, database enhancement, and analytical collaboration.Attend diligence meetings with fund management teams to discern emerging themes within private markets.Monitor defaults and recoveries, and research their underlying causes.Compose quarterly reports covering corporate credit, structured credit, and fund-related issues, along with timely updates based on current trends.Create impactful presentations for both internal use and public conferences.

Mar 30, 2026

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Senior Business Analyst - Risk Management

System Canada Technologies

Contract|On-site|New York

Join System Canada Technologies as a Senior Business Analyst specializing in Risk Management. In this dynamic role, you will leverage your analytical expertise to assess and mitigate risks in our operations, ensuring the overall integrity and security of our processes. Your contributions will directly impact our strategic decisions and enhance our risk management framework.

May 10, 2013

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IT Risk Services Analyst

Integrated Resources Inc.

Full-time|On-site|Painted Post

Join Integrated Resources Inc. as an IT Risk Services Analyst and play a vital role in safeguarding our information systems. In this position, you will assess potential risks and implement effective strategies to mitigate them. You will collaborate with cross-functional teams to ensure compliance with regulations and industry standards, fostering a culture of risk awareness across the organization.

Jul 20, 2017

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Director / Senior Director of Corporate Credit Assessment

Kroll Bond Rating Agency, LLC

Full-time|$160K/yr - $210K/yr|On-site|New York, New York, United States

Kroll Bond Rating Agency, LLC (KBRA) seeks a Director or Senior Director for its Corporate Credit Assessment team in New York. This full-time leadership role centers on evaluating the creditworthiness of private companies through detailed financial analysis and direct engagement with stakeholders. Role overview This position calls for deep experience in accounting, corporate finance, and high-yield credit analysis. The Director/Senior Director will act as a senior credit analyst, mentor junior team members, and play a key role in shaping the group’s credit estimation and assessment process. Responsibilities include conducting and reviewing credit assessments, drawing on financial statements and creditor agreements to inform opinions. The role involves collaboration across departments and with external contacts, including senior management at major financial institutions. The Director/Senior Director will contribute to credit research across a range of industrial and service sectors, develop industry expertise, and identify core rating factors and credit metrics. Key responsibilities Analyze financial statements and creditor agreements to identify strengths and weaknesses for credit assessments. Prepare and review corporate credit assessments, providing clear rationale and presenting findings to stakeholders. Support senior team members on initiatives such as methodology development and research projects. Collaborate on writing and distributing research on corporate credit trends and market dynamics, with opportunities to publish on the KBRA website. Collaboration and leadership This role requires strong communication skills and the ability to work closely with both internal colleagues and external partners. The Director/Senior Director will mentor junior analysts and contribute to the ongoing development of KBRA’s corporate credit assessment capabilities.

Apr 28, 2026

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Fraud and Risk Analyst

Fin

Full-time|On-site|New York, NY

About FinFin is an innovative payments platform designed for high-value, instantaneous global transactions. As a Series A-stage company supported by prominent investors such as Sequoia and Circle, Fin leverages the power of stablecoins to facilitate the transfer of millions of dollars in mere seconds—whether between Fin users, directly into bank accounts, or through crypto channels. By merging the rapidity of cryptocurrency with the dependability of traditional finance, Fin is reshaping the global movement of money. If financial institutions and payment solutions were to be reinvented today, they would embody the essence of Fin.Role OverviewWe are seeking a dedicated and skilled Fraud/Risk Analyst to join our Risk & Compliance team. This pivotal role entails identifying, analyzing, and mitigating risks associated with digital asset transactions, including ACH fraud and ensuring compliance with regulations such as the Patriot Act and Bank Secrecy Act. Reporting directly to the CEO, the position demands a blend of technical, analytical, and regulatory acumen to establish a robust fraud detection and risk assessment framework from the ground up.Key ResponsibilitiesCraft and execute a thorough risk management strategy tailored to the dynamic digital asset environment.Address and resolve transactions and individuals flagged by automated systems.Prepare and submit suspicious activity reports as necessary.Monitor and scrutinize transaction data to uncover potential fraud, suspicious activities, and emerging risk patterns.Employ advanced data analysis methods and fraud detection technologies to pinpoint anomalies and potential security vulnerabilities.Develop and uphold risk assessment models to analyze the financial and reputational ramifications of potential fraud incidents.Collaborate with the engineering team to design and implement fraud detection systems, utilizing machine learning and predictive analytics.Ensure compliance with regulatory obligations, including AML, KYC, and digital asset regulations.Draft comprehensive reports and dashboards on risk findings, fraud incidents, and risk mitigation strategies for senior leadership and stakeholders.Lead cross-functional risk evaluations for new product introductions, ensuring security and fraud prevention measures are integrated into product design.Stay updated on emerging risks in the digital asset sector, including regulatory shifts and novel fraud tactics.

Dec 3, 2025

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Senior Manager, Credit Risk

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