About the job
Earnest is dedicated to empowering ambitious individuals to make informed financial decisions and create the lives they aspire to lead.
Our team, known as Earnies, is passionate about providing borrowers with smarter borrowing solutions that offer a clearer path toward financial empowerment. If you share our enthusiasm for this mission, we invite you to explore the details below and join us in building something exceptional.
The Senior Model Risk Manager will report directly to the Head of Credit Risk.
In this role, you will:
- Take ownership of and enhance Earnest’s Model Risk Management framework, ensuring that our credit, loss forecasting, fraud, marketing, and finance models are robust, transparent, and scalable.
- Conduct independent end-to-end model validations, from conceptual soundness and data quality to performance monitoring and implementation review, providing constructive feedback to modeling teams.
- Collaborate closely with Data Science and Risk leaders early in the model design process to refine assumptions, enhance methodologies, and uplift modeling standards throughout the organization.
- Supervise model performance monitoring and proactively identify emerging risks, performance drift, or control deficiencies, ensuring timely and effective remediation.
- Produce clear, decision-ready validation reports and effectively communicate technical findings to drive impactful business outcomes and sound risk management decisions.
- Act as a trusted advisor on model governance, enabling Earnest to operate swiftly while maintaining the necessary discipline and controls of a leading lending platform.
