Senior Software Engineer - Risk Engineering

flexRemote (U.S.)

Remote Full-time

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Experience Level

Senior

Qualifications

Proficient in programming languages such as Java, C++, or Python. Strong understanding of software engineering principles and risk management practices. Experience with system design and architecture. Ability to work collaboratively in a remote team environment. Excellent problem-solving skills and attention to detail.

About the job

Join our dynamic team at flex as a Senior Software Engineer specializing in Risk Engineering. In this fully remote role, you will leverage your expertise to develop innovative software solutions that enhance our risk management capabilities. Collaborate with cross-functional teams to design, implement, and optimize systems that support our strategic objectives. If you are passionate about technology and thrive in a fast-paced environment, we want to hear from you!

About flex

flex is a leader in innovative risk management solutions, dedicated to empowering businesses with advanced technology. Our mission is to enhance operational efficiency and mitigate risks through cutting-edge software development. Join us and be part of a company that values creativity, collaboration, and continuous improvement.

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Software Engineer, Risk at OnePay | Remote

OnePay

Full-time|Remote|United States (Remote)

About OnePayOnePay is a leading consumer fintech platform that empowers millions of Americans by transforming how they manage their finances.Our financial system is in dire need of improvement. With exorbitant fees, minimal rates, and limited avenues for wealth growth, we are on a mission to change that—and we are doing so rapidly.We offer an integrated fina…

Feb 24, 2026

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Backend Software Engineer for CoreApp at OnePay | Remote

OnePay

Full-time|Remote|United States (Remote)

Join the OnePay RevolutionOnePay is a leading consumer fintech platform that empowers millions of Americans to manage their finances more effectively.Our financial landscape is fraught with challenges: exorbitant fees, minimal returns, and limited options for financial growth. We are on a mission to transform this landscape rapidly.As a comprehensive financial services provider, we integrate banking, high-yield savings, credit cards, point-of-sale lending, investing, and cryptocurrency into a unified platform. Our strategic partnerships with employers, HCM providers, and gig platforms enable us to deliver embedded financial services to countless employees and frontline workers.With backing from Walmart, the largest retailer globally, and Ribbit Capital, a respected name in fintech investment, we possess unparalleled scale, distribution channels, and the opportunity to create something truly groundbreaking.What distinguishes OnePay is our agility. Our clients require swift solutions, and we match that demand. We seek individuals who are:Eager to take initiativeDriven by a sense of urgencyExceptional in their craft, with a humble attitudeComfortable in a dynamic environmentYour MissionAs a Backend Software Engineer on the Core App team, you will develop backend systems that are foundational to our mobile and web user experiences. Your duties will include:Designing, building, and deploying backend services that bolster user-facing features across mobile and web platformsCollaborating closely with frontend engineers, product managers, designers, and data partnersLeading backend technical planning and influencing architectural decisions to enhance scalability, reliability, and performanceIdentifying opportunities for user experience improvements through backend optimizations and system enhancementsCreating and maintaining comprehensive technical documentation to support our expanding and distributed engineering team

Feb 9, 2026

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Full Stack Software Engineer - Banking at OnePay | United States

OnePay

Full-time|Remote|United States (Remote)

Join OnePay: Revolutionizing Financial ServicesAt OnePay, we are the trusted consumer fintech platform for millions of Americans, dedicated to enhancing the way money is managed and moved. Our mission is clear: to rectify the flaws in the current financial system, which often imposes high fees, low interest rates, and limited opportunities for financial growth. We are rapidly innovating to change this landscape.Our all-in-one platform combines banking, high-yield savings, credit cards, point-of-sale lending, investing, and cryptocurrency in one user-friendly interface. We collaborate with employers, human capital management providers, gig platforms, and other partners to offer embedded financial services to a vast workforce.With the backing of Walmart, the largest retailer globally, and Ribbit Capital, a prominent player in fintech investment, we have the unique opportunity to create solutions that redefine our industry. Our fast-paced environment requires individuals who embody urgency, excellence, and a collaborative spirit.

Feb 9, 2026

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Security and Threat Operations Engineer at OnePay | Remote

OnePay

Full-time|Remote|United States (Remote)

About OnePayOnePay is a leading consumer fintech platform, trusted by millions of Americans to enhance their financial well-being.We are on a mission to transform the flawed financial system characterized by exorbitant fees and insufficient growth opportunities. Our goal is to streamline and innovate the way people manage their money.Our platform integrates banking, high-yield savings, credit cards, point-of-sale lending, investing, and cryptocurrency under one roof. We collaborate with employers, human capital management providers, gig platforms, and others to offer embedded financial services to a vast workforce.Supported by Walmart, the world’s largest retailer, and Ribbit Capital, a renowned investor in fintech, we possess the scale and resources to create a groundbreaking financial solution.What truly distinguishes OnePay is our speed and adaptability. Our customers demand quick results, and we deliver. We seek individuals who are:Proactive and ready to take initiativeMotivated by urgency and passionate about their workHighly skilled and humbleComfortable with a dynamic work environmentPosition Overview: Security and Threat Operations EngineerAs a Security and Threat Operations Engineer at OnePay, you will play a crucial role in safeguarding our fast-paced fintech ecosystem. Your responsibilities will involve transforming production signals into effective detection, response, and fortification strategies in collaboration with Product Security, Platform Security, and Engineering teams. Your contributions will help us to proactively detect, monitor, and eliminate compromised activities across OnePay's products and infrastructure, thereby preserving the security and trust of our operations and customers.Key Responsibilities:Develop and optimize detection systems, alerts, and monitoring workflows across cloud, application, identity, and edge environments.Analyze traffic patterns across APIs, authentication processes, and WAF telemetry to uncover malicious activities, abuse patterns, and anomalous behaviors.Utilize AI effectively to enhance triage, analysis, and workflow automation while establishing guidelines for AI-enabled systems.Support OnePay’s vulnerability management program by prioritizing and managing remediation efforts stemming from findings through Wiz, vulnerability scans, and related processes.Implement Python-based tools to automate security tasks and streamline operations.

Apr 10, 2026

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Senior Software Engineer - Risk Engineering

flex

Full-time|Remote|Remote (U.S.)

Mar 16, 2026

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Marketing Quality Assurance Specialist at OnePay | Remote

OnePay

Full-time|Remote|United States (Remote)

About OnePayOnePay is a leading consumer fintech that empowers millions of Americans to manage their finances more effectively.We recognize the flaws in the current financial system—exorbitant fees, minimal interest rates, and limited pathways for wealth growth. Our mission is to transform this landscape at an accelerated pace.Our platform integrates comprehensive financial services, including banking, high-yield savings, credit cards, point-of-sale lending, investing, and cryptocurrency, all within a single ecosystem. We collaborate with employers, HCM providers, gig platforms, and various stakeholders to offer embedded financial services to countless employees and frontline workers.Backed by Walmart, the largest retailer worldwide, and Ribbit Capital, a respected name in fintech investment, we possess unique scale, distribution, and the potential to craft a truly groundbreaking financial solution.What differentiates OnePay is our commitment to speed and efficiency. Our customers expect quick results, and so do we. We thrive on urgency and seek individuals who are:Proactive and ready to take actionDriven by results and a sense of urgencyHighly skilled with a humble attitudeAdept at navigating fast-paced environmentsThe RoleAs a Marketing Quality Assurance Specialist, you will play a pivotal role in conveying our value proposition through well-crafted, relevant, and targeted communications. Your contributions will directly support OnePay's vision by testing and launching campaigns that enhance customer engagement, facilitating our dynamic product roadmap, and effectively communicating the introduction of new products, solutions, and features. You will collaborate closely with the Product Marketing, Product, and Engineering teams to ensure execution excellence. Your responsibilities will include:Refining technical communication requirements and project requestsDesigning, testing, and implementing customer journeys, while evaluating product and strategic objectives, platform capabilities, and data requirementsManaging the comprehensive development and execution of marketing and transactional communications across various channels including email, push notifications, in-app messages, and SMSInnovating and implementing QA efficiencies and automated solutionsDiagnosing and resolving production issues as they ariseEnsuring compliance with relevant industry standards and regulations, such as data protection and privacy laws

Feb 5, 2026

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Senior Software Engineer - Risk (AI & Automation)

Mercury

Full-time|$189.7K/yr - $250.9K/yr|Remote|San Francisco, CA, New York, NY, Portland, OR, or Remote within Canada or United States

At Mercury, every new customer who applies for a bank account represents a new star igniting in a vast universe of possibilities. Initially, it may seem like a mere spark, but a closer examination reveals an intricate constellation of identity verification, ownership checks, sanctions screening, and fraud signals—all interconnected by invisible forces. The Risk Engineering team acts as the guiding navigation system for this expansive universe. Our mission is to safely guide thousands of ambitious individuals through Mercury’s orbit each day—each with a unique trajectory, risk profile, and narrative. We operate at escape velocity: moving swiftly, making confident decisions, and safeguarding the system without hindering the builders who depend on us. When we excel, founders can open bank accounts in delightful minutes rather than days, without needing to worry about the underlying complexities. We are on the brink of a new era. We are developing intelligent AI systems that do not merely assess risk but can reason about it—systems capable of investigating, deciding, escalating, and learning. These agents will enhance our KYC Refresh, EDD, ODD, and compliance workflows, propelling our operations to unprecedented levels of efficiency and scale. Our goal: to reduce manual labor, detect risks earlier, make sharper decisions, and create experiences that are almost magical in their simplicity. Now, we invite you to join us. We are seeking a Senior Software Engineer who is inspired by the prospect of bringing intelligent automation to life within real production systems. We need someone eager to design and implement AI-driven workflows that can think in steps, adapt to new information, and orchestrate complex decisions across people, models, and services. If you view compliance not as red tape but as a fascinating systems challenge at planetary scale, we want you. If you are excited about building impactful AI that safeguards millions of dollars, opens doors for founders globally, and helps shape the future of banking, we would love to explore this journey together. *Mercury is a fintech company, not an FDIC-insured bank. Banking services provided through Choice Financial Group and Column N.A., Members FDIC.

Jan 22, 2026

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Staff Software Engineer - Payments & Risk

Gusto

Full-time|$163K/yr - $247K/yr|Hybrid|San Francisco, CA - Hybrid; New York, NY - Hybrid

About Gusto Gusto supports over 400,000 small businesses nationwide by handling payroll, health insurance, 401(k) plans, and HR services. This work helps business owners focus on what matters most to them and their customers. With offices in Denver, San Francisco, and New York, Gusto aims to build a workplace that reflects the diversity of the communities it serves. Full-time employees receive competitive salaries, a comprehensive benefits package, and equity in the form of RSUs. Compensation varies by role, level, and location. Details about Gusto’s approach to rewards can be found on their Total Rewards philosophy page. AI plays a key role in daily operations at Gusto. Team members are expected to use AI tools relevant to their work and continue building their skills as technology evolves. The level of AI experience required depends on the position and will be assessed during the interview process. Role Overview: Staff Software Engineer – Payments & Risk Gusto is hiring experienced full-stack engineers for teams working on payments and risk platforms. These systems serve small business owners every day. Staff Software Engineers in this group work across the full lifecycle of payments or risk systems: shaping architecture early in design, building internal features and APIs, and maintaining performance after launch. The work includes engineering the core business engine, providing reliable backend services for product teams, and setting a high standard for engineering practices. Team Focus Areas Payments: The Payments team manages all financial transaction operations for Gusto’s products. This includes ensuring secure fund transfers among partners, employers, employees, and government agencies. Engineers on this team build new payment features for both U.S. and international markets and help redesign the payments platform to support future growth. Risk: The Risk team develops systems that protect Gusto and its clients from financial risks. This work shapes experiences that keep customers and the company safe. Location This role is based in San Francisco, CA (hybrid) or New York, NY (hybrid).

Apr 16, 2026

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Senior Fullstack Software Engineer - Risk Engineering

Flex

Full-time|Remote|New York, New York, United States; Remote (U.S.); San Francisco, California, United States

Flex is hiring a Senior Fullstack Software Engineer to join the Risk Engineering team. This position can be based in New York, San Francisco, or remote within the U.S. Role overview This role centers on designing, building, and maintaining applications that support Flex’s risk management efforts. The Senior Fullstack Software Engineer will collaborate closely with teammates to deliver solutions that improve how risk is assessed and managed across the company. What you will do Develop and maintain both frontend and backend components for risk-related applications Work with team members to design features and solve technical challenges Contribute to projects from initial planning through deployment Requirements Experience in both frontend and backend software development Ability to drive projects through the full development lifecycle Interest in building solutions that support risk management

Apr 28, 2026

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Software Engineering Manager - Risk Engineering

Gemini Trust Company, LLC

Full-time|$192.5K/yr - $275K/yr|Hybrid|New York, New York

About Gemini Founded by Cameron and Tyler Winklevoss in 2014, Gemini is a premier global crypto and Web3 platform. We provide a diverse array of simple, reliable, and secure cryptocurrency products and services for individuals and institutions in over 70 countries. Our mission is to usher in a new era of financial, creative, and personal freedom through trusted access to the decentralized future. We envision a world where cryptocurrency transforms the global financial system, the internet, and money, creating enhanced choice, independence, and opportunity for everyone. As a publicly traded company, Gemini is positioned to accelerate this vision with greater scale, reach, and impact. The Risk Engineering Department As the Software Engineering Manager in our Risk Engineering team, you will play a pivotal role in overseeing about one hundred software engineers across various project teams. Your primary responsibility will be to help these teams outline their roadmaps, objectives, and strategies while guiding each team member in their professional development at Gemini. You will actively participate in design and modernization initiatives, leveraging your extensive experience in building scalable cloud systems to guide the team in developing robust, scalable, and highly available architectures. This role requires in-person attendance at our New York City office twice a week.

Apr 28, 2026

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Senior Software Engineer - Risk Engineering

Gemini Trust Company, LLC

Full-time|$140K/yr - $200K/yr|Hybrid|New York, New York

About Gemini Founded in 2014 by Cameron and Tyler Winklevoss, Gemini is a pioneering global platform in the crypto and Web3 industry. Our objective is to provide a comprehensive suite of reliable and secure crypto products to individuals and institutions across more than 70 countries. At Gemini, we are committed to facilitating the next era of financial, creative, and personal freedom through trusted access to decentralized finance. We envision a world transformed by cryptocurrency, enhancing the global financial system and providing greater opportunities for all. As a publicly traded company, we are uniquely positioned to advance this vision with significant scale and impact. The Risk Engineering Department We are seeking a Senior Software Engineer to join our Risk Engineering team. In this role, you will collaborate with a talented group of engineers to elevate our fraud detection and risk management capabilities. You will play a key role in shaping the technical direction of your team and fostering an inclusive engineering culture that supports the growth of junior engineers. Additionally, you will be instrumental in driving operational excellence within our systems and processes, focusing on user-facing distributed systems that prioritize safety, security, and user experience. Our commitment to continuous improvement and automation is fundamental to our mission. This role requires in-person attendance twice a week at our New York City office.

Apr 28, 2026

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Software Engineer - Credit Risk Platform

Chime

Full-time|Remote|San Francisco, CA, USA

Join Chime as a Software Engineer on our Credit Risk Platform team, where you will play a pivotal role in designing and implementing innovative solutions that enhance our risk assessment processes. You will collaborate with cross-functional teams to develop robust software solutions, ensuring the security and reliability of our platform. This is an exciting opportunity to contribute to a mission-driven company that is transforming the financial landscape.

Apr 6, 2026

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Software Engineer, Trust & Risk

Whatnot

FullTime|On-site|San Francisco, CA

Embrace the Future of Commerce with Whatnot!At Whatnot, we are proud to be the premier live shopping platform across North America and Europe, where you can buy, sell, and discover the items you cherish. We are transforming e-commerce by integrating community, shopping, and entertainment into a unique experience tailored just for you. Operating as a remote co-located team, we thrive on innovation while being guided by our core values. With a presence in the US, UK, Germany, Ireland, and Poland, we are collectively shaping the future of online marketplaces.Our live auctions span a diverse range of products, from fashion and beauty to electronics, and collectibles like trading cards, comic books, and even live plants—ensuring there’s something for everyone.And this is just the beginning! As one of the fastest-growing marketplaces, we are on the lookout for innovative and forward-thinking problem solvers across all sectors. Check out the latest updates from Whatnot on our news and engineering blogs and join us in empowering individuals to turn their passions into thriving businesses while fostering connections through commerce. Your RoleAs a Software Engineer within the Trust and Risk, Fraud, and Integrity teams, you will play a pivotal role in developing systems designed to establish clear expectations, promote appropriate behavior, and resolve issues effectively. By merging proactive detection with transparent enforcement, you will help maintain Whatnot as a safe and reliable platform for both buyers and sellers.Key Responsibilities Include:Policy Enforcement and Dispute Resolution: Creating systems that clearly communicate behavioral expectations, identify and address policy breaches, and resolve conflicts efficiently.Reusable, High-Performance Platforms: Designing and maintaining scalable infrastructure that supports internal operations, both automated and manual actioning systems, and advanced detection capabilities.Intelligent Detection and Prevention: Utilizing machine learning, behavioral analysis, and real-time interventions to counteract evolving abuse patterns and safeguard both buyers and sellers.Continuous Improvement: Implementing feedback loops and monitoring systems as managed assets for ongoing quality assurance and enhancement of algorithms, methodologies, and operational processes.

Dec 2, 2025

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Full Stack Software Engineer - Risk Engineering

Clear Street

Full-time|$170K/yr - $240K/yr|On-site|New York, New York

About Clear Street: At Clear Street, we are dedicated to empowering sophisticated investors with access to every asset, in every market, through a comprehensive platform designed for speed, transparency, and scalability. We provide our clients with the advanced technology, tools, and services that were once exclusive to the largest institutions, all rebuilt on modern infrastructure. Our cloud-native, end-to-end capital markets platform is not only facilitating investor growth today but is also revolutionizing their interaction with markets tomorrow. For more details, visit https://clearstreet.io.

Feb 3, 2026

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Analytics Engineer at Risk Labs | Remote

Risk Labs Foundation

Full-time|Remote|Remote

About Risk LabsRisk Labs serves as the foundational team behind UMA and Across, operating with a unified culture while concentrating on these two innovative decentralized protocols. UMA empowers community governance through DAOs globally, while Across is pioneering interoperability with its advanced intents-based architecture. Our remote-first team is dedicated to developing infrastructure that propels the crypto industry forward.Why This Role is EssentialAs our inaugural Analytics Engineer, you will play a pivotal role in managing the transformation layer of our data architecture, which has become increasingly intricate. Your work will relieve current team members of these responsibilities, allowing them to focus on their primary roles. Reporting to the Platform Engineering Lead, you will collaborate closely with the Data Analytics Lead and the Product team to establish a robust data platform essential for our AI initiatives.Your Responsibilities1. Transformation Layer Oversight: You will take full ownership of the journey from raw data ingestion to the clean data layer, ensuring the integrity of our modeling strategy.2. Legacy System Refactoring: You will audit existing systems, streamlining processes and maintaining only what is necessary to achieve a clean, traceable, and maintainable system.3. Data Quality Assurance: You'll craft and oversee our data quality approach, implementing proactive monitoring and self-healing pipelines wherever feasible.Join Us!If you are ready to play a key role in shaping our data strategy and enhancing our analytics capabilities, we invite you to apply and be a part of our forward-thinking team!

Apr 13, 2026

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Production Risk Engineer - Architects & Engineers

Counterpart

Full-time|$120K/yr - $170K/yr|Remote|Remote (United States)

Counterpart is an innovative insurtech platform transforming management and professional liability insurance for today's dynamic workplace. Our philosophy is that when businesses operate with clarity and confidence, they become more resilient, innovative, and better equipped for future challenges. This vision led us to create the first Agentic Insurance™ system, where cutting-edge AI and extensive insurance expertise converge to proactively assess, mitigate, and manage risks. Supported by A-rated carriers and trusted by brokers nationwide, our platform empowers small businesses to thrive with confidence. Join us in pioneering a smarter future and helping businesses Do More With Less Risk®. As a valued member of our risk engineering team, you will play a crucial role in generating premium revenue through meticulous risk analysis and the strategic distribution of our products. In collaboration with the engineering, design, data, and operations teams, you will utilize your industry knowledge and broker relationships to create management liability and professional liability insurance products that brokers will be enthusiastic to present to their clients.

Feb 27, 2026

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Skillbridge - Risk Consultant at Control Risks ONE

Control Risks Group

Full-time|On-site|Reston, Virginia, United States

As a Risk Consultant at Control Risks ONE, you will play a crucial role in helping clients navigate complex risk landscapes. Your expertise in risk management will contribute to developing strategic solutions that enhance organizational resilience. You will collaborate with cross-functional teams to deliver tailored risk assessments and implement effective risk mitigation strategies.

Apr 8, 2026

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Agentic Platform Engineer

OnePay

Full-time|Remote|United States (Remote)

About OnePayOnePay is a leading consumer fintech platform that empowers millions of Americans to manage their finances more effectively.We aim to revolutionize the financial landscape by addressing the shortcomings of the current system, including high fees and minimal growth opportunities. Our rapid pace ensures we meet the urgent needs of our customers.As a comprehensive financial services platform, we integrate banking, high-yield savings, credit cards, point-of-sale lending, investing, and cryptocurrency, all in one place. We also collaborate with employers, HCM providers, and gig platforms to deliver embedded financial solutions to countless employees and frontline workers.With backing from Walmart, the world’s largest retailer, and Ribbit Capital, a prominent name in fintech investment, we possess the scale and distribution necessary to create a truly groundbreaking service.What truly distinguishes OnePay is our agility. Our customers demand swift solutions, and we deliver. We seek individuals who are:Ready to take initiativeDriven by urgency and ambitionExceptional in their craft, yet humbleComfortable in dynamic environmentsThe RoleAs an Agentic Platform Engineer at OnePay, you will be instrumental in developing core platform services and developer frameworks that power extensive, distributed systems. Your work will enable the next generation of intelligent, agent-driven applications.What You’ll DoDesign and operate platform-oriented core services supporting high-scale distributed systems across OnePay’s product ecosystem.Architect, build, and manage Kafka-based event streaming systems to facilitate real-time data flows and critical financial processes.Create internal developer tools and shared infrastructure to enhance velocity, reliability, and observability across engineering teams.Develop and refine frameworks that support the creation and orchestration of agentic applications, fostering intelligent and automated workflows.Collaborate closely with engineering, data, and AI teams to tackle complex distributed computing challenges in a secure, cloud-native AWS environment.

Mar 24, 2026

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Risk Consultant at Control Risks ONE | Reston, Virginia

Control Risks Group

Full-time|$80K/yr - $85K/yr|On-site|Reston, Virginia, United States

Are you an adept problem solver who excels in high-pressure situations? Join Control Risks ONE as a Risk Consultant! This unique position offers a 4 Days On, 4 Days Off schedule, including both day and night shifts.In this dynamic role, you will provide vital security support and risk monitoring for our global clientele. Engage directly with clients, providing expert advice and responding swiftly to crises with poise. This schedule promotes both professional development and personal time.

Mar 25, 2026

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Staff Software Engineer - Risk Platform

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Join Aledade as a Staff Software Engineer on our Risk Platform team, where you will play a crucial role in building innovative solutions that enhance healthcare services. As a key member of our engineering team, you will leverage your expertise to develop robust software applications that support our mission of improving patient outcomes. This is an exciting opportunity to work on impactful projects in a fully remote environment.

Mar 6, 2026

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