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Software Engineer - Recent Graduate

PerpayPhiladelphia, Pennsylvania, United States
On-site Full-time

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Experience Level

Entry Level

Qualifications

We are seeking enthusiastic recent graduates to join our Software Engineering team in 2026! As a member of our team, you will play a crucial role in contributing to our codebase, testing and deploying features into production, and collaborating with cross-functional teams including product, design, data science, analytics, and operations. Ideal candidates will have prior software development internship experience and a passion for continuous learning and growth. We are particularly keen on individuals excited about contributing to a mission-driven startup. In this role, you will hone your skills, explore new tools alongside fellow new graduates, and gain insights from seasoned engineers. Additionally, our team organizes social events outside of work hours, as we believe that a fun and engaging work environment is key to fostering a positive culture.

About the job

About Us:

At Perpay, a certified B Corporation and Philadelphia’s leading growth-stage startup, we are passionate about transforming the financial landscape for everyday Americans. Our mission is to enhance the financial stability of our clients. Over the past decade, we have successfully achieved a strong product-market fit and developed a profitable operating model across a diverse range of offerings, establishing Perpay as the trusted financial partner for consumers facing credit challenges.

Having served over 500,000 customers and facilitated more than $1 billion in spending power, we find ourselves at a crucial juncture. We are expanding our operations, innovating new products, and amplifying our impact. We invite dedicated individuals to join us on this transformative journey.

Our esteemed investors include First Round Capital and L Catterton.

Some of our impactful products include:

  • Perpay Marketplace: This platform offers interest-free payment options and modern e-commerce solutions, promoting responsible ownership and repayment habits.
  • Perpay+: This feature utilizes Marketplace repayment history to assist members in monitoring and enhancing their credit scores with all three major credit bureaus.
  • Perpay Credit Card: This product broadens access to a World Mastercard, eliminating traditional barriers like high security deposits and low approval rates.

Our vibrant team thrives on collaboration and operates from a unique office in center-city Philadelphia, designed to foster rapid product development, strong interpersonal relationships, and career advancement. The atmosphere is invigorating, especially during major achievements. While we primarily work in-office, we offer reasonable flexibility for personal obligations, including coordinating remote weeks around holidays. If you are driven by a meaningful mission, value collaboration and equity, and appreciate generous perks, Perpay is the ideal workplace in Philadelphia.

About Perpay

Perpay is a mission-driven financial technology company dedicated to improving the financial well-being of individuals with subprime credit. Our innovative products empower consumers, enabling them to build credit and handle their finances with confidence. With a focus on positive impact and a collaborative team culture, Perpay stands at the forefront of financial solutions tailored for those who need it most.

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