Software Engineer, Risk at OnePay | Remote

OnePayUnited States (Remote)

Remote Full-time

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Experience Level

Experience

Qualifications

You Bring3+ years of professional experience in backend engineering, preferably within fintech, payment systems, or customer-facing applications. Expertise in building and maintaining APIs, microservices, and distributed systems. Strong understanding of programming languages and frameworks relevant to backend development. Experience with database management systems and cloud infrastructure. Excellent problem-solving skills and a proactive approach to challenges. Ability to work effectively in a fast-paced, collaborative environment.

About the job

About OnePay

OnePay is a leading consumer fintech platform that empowers millions of Americans by transforming how they manage their finances.

Our financial system is in dire need of improvement. With exorbitant fees, minimal rates, and limited avenues for wealth growth, we are on a mission to change that, and we are doing so rapidly.

We offer an integrated financial services platform that unites banking, high-yield savings, credit cards, point-of-sale lending, investing, and cryptocurrency services. Additionally, we collaborate with employers, HCM providers, gig economy platforms, and others to deliver embedded financial solutions to countless employees and frontline workers.

Backed by Walmart, the world’s largest retailer, and Ribbit Capital, a prominent investor in fintech, we possess the unique capability to scale, distribute, and innovate in ways that are truly groundbreaking.

What differentiates OnePay is our pace. Our customers need swift solutions, and we share that urgency. We are seeking individuals who are:

Proactive and eager to take initiative
Driven by a sense of urgency
Highly skilled yet humble
Comfortable with a dynamic work environment

The Role

As a Software Engineer on the Risk team, your contributions will play a crucial role in safeguarding our customers and the company. Your responsibilities will include:

Creating robust backend services that facilitate fraud detection, identity verification, and transaction monitoring at scale.
Developing, testing, and maintaining backend services and APIs for real-time risk and fraud prevention.
Collaborating with product managers and fellow engineers to design and implement systems that secure customer accounts and transactions.
Implementing integrations with third-party risk and compliance platforms to ensure seamless and secure data exchanges.
Participating in architectural decisions that balance scalability, security, and reliability across sensitive financial systems.
Crafting comprehensive documentation to promote collaboration and operational excellence.

About OnePay

OnePay is revolutionizing the financial landscape by offering a comprehensive suite of services designed to improve how individuals and businesses manage their money. Our commitment to innovation and customer satisfaction positions us as a trusted partner in the fintech industry.

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Security and Threat Operations Engineer at OnePay | Remote

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Software Engineer, Risk at OnePay | Remote

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