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Tech Lead - Decision Technology

iwocaLondonNew
On-site Full-time

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Experience Level

Manager

Qualifications

Qualifications:Proven experience in a technical leadership role, particularly in software engineering or data science. Strong programming skills and familiarity with modern engineering practices. Excellent problem-solving abilities and a proactive approach to improving systems and processes.

About the job

About iwoca

At iwoca, we recognize that small businesses need to stay agile in a fast-paced environment where opportunities can arise unexpectedly. Cash flow challenges can emerge overnight, and that's why we provide financing solutions that are as flexible and responsive as our clients.

Our innovative technology, combined with our data-driven approach and exceptional customer service, empowers business owners to make informed decisions with speed and confidence. We have successfully facilitated over £4 billion in funding for over 100,000 businesses, and we are committed to supporting even more SMEs in their critical moments.

Our mission is to assist one million SMEs in achieving their goals, creating a lasting impact on local communities and economies.

The Credit Risk Team

Our Credit Risk team is responsible for the development and maintenance of the technology and models that drive our lending decisions. This includes credit scoring, scorecard development, and portfolio monitoring, all aimed at maximizing lending volume while managing risk effectively.

With nine data scientists, four engineers, and two strategy analysts, our team collaborates to analyze historical data, build robust models, and translate insights into actionable lending decisions.

Your Role as Tech Lead

As the Tech Lead, you will oversee the engineering systems that support Credit Risk modeling at iwoca. Your focus will be on enhancing the platform, pipelines, and production systems rather than directly building models. This role combines hands-on technical leadership with line management and individual contribution.

Responsibilities:

  • Guide a team of four engineers in delivering high-quality solutions for the modeling platform and its associated systems.

  • Elevate engineering standards across modeling systems with an emphasis on reliability, observability, and safe changes.

  • Define the technical direction by comprehending interconnected systems and workflows to prioritize the right challenges.

Individual Contribution

  • Maintain an active role in the codebase, particularly during periods of ambiguity or complex problem-solving.

About iwoca

iwoca is a leading financial technology company dedicated to providing small businesses with flexible financing solutions. With a mission to support SMEs in their critical moments, iwoca combines cutting-edge technology, data science, and exceptional customer service to drive success for business owners.

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