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Underwriter I

M/I Financial LLCColumbus, Ohio, United States
On-site Full-time

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Experience Level

Experience

Qualifications

Minimum Education & ExperienceAssociate’s degree (A. A.) or equivalent specialized training from a two-year college or technical school, combined with 1 to 3 years of relevant experience in mortgage underwriting. Knowledge of mortgage terminology and guidelines is essential. Direct endorsement (DE) designation or Certification of Delegated Underwriter is preferred. Skills & AbilitiesStrong analytical skills to research and evaluate information in relation to underwriting guidelines and lender requirements. Excellent attention to detail and a customer-centric attitude. Outstanding verbal and written communication skills for effective interaction with internal and external stakeholders.

About the job

Join M/I Financial LLC, a leading full-service mortgage lender, as we continue our legacy of excellence in the homebuilding industry. With over 50 years of experience, we have established a reputation for high-quality homes and exceptional customer service. As an Underwriter I in our Corporate office in Columbus, Ohio, you will play a vital role in ensuring the integrity of our loan products.

Key Responsibilities

  • Thoroughly review and underwrite a diverse range of loan products including FHA, VA, and Conventional loans, ensuring accuracy and compliance with AUS standards.
  • Conduct manual underwriting for Conventional and Government loan products as necessary.
  • Assess income calculations for borrowers with variable income or self-employment situations.
  • Evaluate loan documentation for suitability and adherence to underwriting conditions.
  • Research and stay updated on agency and investor guidelines to uphold underwriting standards.
  • Communicate effectively with branch employees regarding loan queries, corrective actions for non-compliance, and collaborate with the Underwriting Manager on complex cases.

About M/I Financial LLC

M/I Homes has been a pioneer in the homebuilding industry since 1976, with a mission to create homes of exceptional quality and innovative design. Having built over 170,000 homes, we are recognized as one of the nation's foremost homebuilders, operating in 17 markets across the United States, including major cities such as Austin, Charlotte, and Chicago. Our commitment to customer satisfaction and excellence drives everything we do.

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